Published: Monday, 21th October 2024
The cost of living in Armenia is 1.70 times more expensive as compared to Zambia.
On this page, you will find side-by-side cost comparison between Armenia and Zambia. We have created 172 cost-of-living indicators. We average the prices of all those indicators and take a mathematically calculated approach to determine which country is more expensive to live in between Armenia and Zambia.
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Indicators | Armenia | Zambia |
---|---|---|
1 BHK Apartment in City Center | 150,000 AMD (375 USD) | 7,000 ZMW (322 USD) |
2 BHK Apartment in City Center | 250,000 AMD (625 USD) | 12,000 ZMW (552 USD) |
3 BHK Apartment in City Center | 350,000 AMD (875 USD) | 18,000 ZMW (828 USD) |
1 BHK Apartment outside City Center | 100,000 AMD (250 USD) | 4,500 ZMW (207 USD) |
2 BHK Apartment outside City Center | 180,000 AMD (450 USD) | 8,000 ZMW (368 USD) |
3 BHK Apartment outside City Center | 250,000 AMD (625 USD) | 12,000 ZMW (552 USD) |
Mortgage Rates Per Month | 6.5 % | 8 % |
Realtor Commission | 2 % | 3 % |
Property Taxes | Yet to Update | 0.1 to 0.3 % |
The average housing cost in Armenia is 1.13 times more expensive than Zambia.
Indicators | Armenia | Zambia |
---|---|---|
Basic Home Furnishing | 150,000 AMD (375 USD) | 15,000 ZMW (690 USD) |
Electricity Cost Per Month | 15,000 AMD (37.50 USD) | 400 ZMW (18.40 USD) |
Heating Cost Per Month | 20,000 AMD (50 USD) | 300 ZMW (13.80 USD) |
Cooling Cost Per Month | 10,000 AMD (25 USD) | 200 ZMW (9.20 USD) |
Water Supply Cost Per Month | 5,000 AMD (12.50 USD) | 250 ZMW (11.50 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 32.70% less for Utilities.
The basic home furnishing in Armenia costs 1.84 times less compared to Zambia.
Indicators | Armenia | Zambia |
---|---|---|
Standard Wifi Cost Per Month | 12,000 AMD (30 USD) | 600 ZMW (27.60 USD) |
Mobile Phone Basic Plan Cost Per Month | 5,000 AMD (12.50 USD) | 300 ZMW (13.80 USD) |
Landline Basic Plan Cost Per Month | 3,000 AMD (7.50 USD) | 200 ZMW (9.20 USD) |
Cable TV Basic Plan Cost Per Month | 8,000 AMD (20 USD) | 500 ZMW (23 USD) |
The internet and communication costs 4.89% less in Armenia compared to Zambia.
Indicators | Armenia | Zambia |
---|---|---|
Long Grain Rice (1 KG) | 800 AMD (2 USD) | 35 ZMW (1.61 USD) |
Milk (1 Liter) | 500 AMD (1.25 USD) | 15 ZMW (0.69 USD) |
Water (1 Liter) | 200 AMD (0.50 USD) | 10 ZMW (0.46 USD) |
Bread (500 gm) | 400 AMD (1 USD) | 10 ZMW (0.46 USD) |
Eggs (1 Dozen) | 1,000 AMD (2.50 USD) | 25 ZMW (1.15 USD) |
Cheese (1 KG) | 3,500 AMD (8.75 USD) | 80 ZMW (3.68 USD) |
Chicken Breast (1 KG) | 2,500 AMD (6.25 USD) | 60 ZMW (2.76 USD) |
In Armenia, the cost of 1 Liter Water and 1 Liter Milk is 1.52 times more expensive than the cost in Zambia.
If you lived in Armenia, instead of Zambia, you would have to pay 105.83% more for Groceries.
Indicators | Armenia | Zambia |
---|---|---|
Apples (1 KG) | 600 AMD (1.50 USD) | 50 ZMW (2.30 USD) |
Bananas (1 KG) | 800 AMD (2 USD) | 25 ZMW (1.15 USD) |
Oranges (1 KG) | 700 AMD (1.75 USD) | 30 ZMW (1.38 USD) |
Tomatoes (1 KG) | 800 AMD (2 USD) | 20 ZMW (0.92 USD) |
Potatoes (1 KG) | 500 AMD (1.25 USD) | 15 ZMW (0.69 USD) |
Lemons (1 KG) | 900 AMD (2.25 USD) | 50 ZMW (2.30 USD) |
Onions (1 KG) | 400 AMD (1 USD) | 25 ZMW (1.15 USD) |
Lentils (1 KG) | 1,200 AMD (3 USD) | 40 ZMW (1.84 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 1.26 times more for Fruits and Vegetables.
Indicators | Armenia | Zambia |
---|---|---|
Meal at a Resonable Restaurant | 3,500 AMD (8.75 USD) | 70 ZMW (3.22 USD) |
Three-Course Meal for Two | 15,000 AMD (37.50 USD) | 300 ZMW (13.80 USD) |
Fast Food Combo Meal | 2,500 AMD (6.25 USD) | 40 ZMW (1.84 USD) |
Normal Coffee | 1,200 AMD (3 USD) | 20 ZMW (0.92 USD) |
Soft Drink | 600 AMD (1.50 USD) | 10 ZMW (0.46 USD) |
Pizza for One | 4,000 AMD (10 USD) | 100 ZMW (4.60 USD) |
Take-Out Delivery Meal | 3,500 AMD (8.75 USD) | 60 ZMW (2.76 USD) |
Cigarette Pack of 20 | 1,200 AMD (3 USD) | 30 ZMW (1.38 USD) |
Dining-Out costs 171.74% more in Armenia compared to Zambia.
Indicators | Armenia | Zambia |
---|---|---|
Wine Mid-Range Bottle | 3,000 AMD (7.50 USD) | 200 ZMW (9.20 USD) |
Glass of Wine | 1,000 AMD (2.50 USD) | 100 ZMW (4.60 USD) |
Domestic Beer Half Liter | 500 AMD (1.25 USD) | 20 ZMW (0.92 USD) |
Imported Beer Half Liter | 1,000 AMD (2.50 USD) | 30 ZMW (1.38 USD) |
Domestic Alcohol 1 Liter | 2,000 AMD (5 USD) | 120 ZMW (5.52 USD) |
Branded Alcohol 1 Liter | 4,000 AMD (10 USD) | 200 ZMW (9.20 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 1.07 times less for usual hard drinks.
Indicators | Armenia | Zambia |
---|---|---|
Monthly Public Transportation Pass | 5,000 AMD (12.50 USD) | 300 ZMW (13.80 USD) |
Single Public Transportation Ticket | 100 AMD (0.25 USD) | 10 ZMW (0.46 USD) |
Single Train Ticket | 2,000 AMD (5 USD) | Yet to Update () |
Domestic Airplane Ticket | 20,000 AMD (50 USD) | 1,500 ZMW (69 USD) |
Taxi Start Fare | 600 AMD (1.50 USD) | 20 ZMW (0.92 USD) |
Taxi Rate Per Kilometer | 150 AMD (0.38 USD) | 5 ZMW (0.23 USD) |
Car Rental Per Day | 10,000 AMD (25 USD) | 400 ZMW (18.40 USD) |
Parking Fees in City Center Per Hour | 500 AMD (1.25 USD) | 10 ZMW (0.46 USD) |
Parking Fees outside City Center Per Hour | 300 AMD (0.75 USD) | 5 ZMW (0.23 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 1.07 times less for transportation.
Indicators | Armenia | Zambia |
---|---|---|
Reasonable Vehicle Purchase Cost | 6,000,000 AMD (15,000 USD) | 100,000 ZMW (4,600 USD) |
Vehicle Registration Cost | 60,000 AMD (150 USD) | 500 ZMW (23 USD) |
Driving License Fees | 30,000 AMD (75 USD) | 200 ZMW (9.20 USD) |
Car Insurance Cost | 80,000 AMD (200 USD) | 1,000 ZMW (46 USD) |
Car Maintenance Cost | 10,000 AMD (25 USD) | 400 ZMW (18.40 USD) |
Car Loan Interest Rates | 8 % | 8 % |
Fuel Per Liter | 450 AMD (1.13 USD) | 15 ZMW (0.69 USD) |
Fuel Per Gallon | 1,700 AMD (4.25 USD) | 60 ZMW (2.76 USD) |
Average Toll Fees | 200 AMD 0.50 USD | Yet to Update |
You would have to pay 3.29 times more for Vehicle purchase, daily operation and maintenance in Armenia compared to that of Zambia.
Indicators | Armenia | Zambia |
---|---|---|
Doctor Visit | 5,000 AMD (12.50 USD) | 200 ZMW (9.20 USD) |
Specialist Visit | 10,000 AMD (25 USD) | 500 ZMW (23 USD) |
Dentist Visit | 8,000 AMD (20 USD) | 300 ZMW (13.80 USD) |
Eye Exam | 3,000 AMD (7.50 USD) | 100 ZMW (4.60 USD) |
Mental Health Counseling | 5,000 AMD (12.50 USD) | 300 ZMW (13.80 USD) |
Preventive Health Screening | 7,000 AMD (17.50 USD) | 100 ZMW (4.60 USD) |
Physical Therapy | 4,000 AMD (10 USD) | 200 ZMW (9.20 USD) |
Emergency Room Visit | 15,000 AMD (37.50 USD) | 1,000 ZMW (46 USD) |
Hospital Stay Per Night | 25,000 AMD (62.50 USD) | 800 ZMW (36.80 USD) |
Vaccinations | 3,000 AMD (7.50 USD) | 100 ZMW (4.60 USD) |
Prescription Medication | 5,000 AMD (12.50 USD) | 50 ZMW (2.30 USD) |
Over the Counter Medication | 1,000 AMD (2.50 USD) | 20 ZMW (0.92 USD) |
Health Insurance Premiums | 20,000 AMD (50 USD) | 1,000 ZMW (46 USD) |
Health Insurance Deductibles | 5,000 AMD (12.50 USD) | 500 ZMW (23 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 1.22 times more for Health and Medical Treatment.
Indicators | Armenia | Zambia |
---|---|---|
Cosmetic Procedures | 50,000 AMD (125 USD) | 1,000 ZMW (46 USD) |
Spa Treatment | 10,000 AMD (25 USD) | 500 ZMW (23 USD) |
Manicure Pedicure Cost | 5,000 AMD (12.50 USD) | 100 ZMW (4.60 USD) |
Optical Glasses Cost | 20,000 AMD (50 USD) | 200 ZMW (9.20 USD) |
Contact Lenses Cost | 15,000 AMD (37.50 USD) | 150 ZMW (6.90 USD) |
Haircuts | 3,000 AMD (7.50 USD) | 50 ZMW (2.30 USD) |
Hair Coloring | 5,000 AMD (12.50 USD) | 150 ZMW (6.90 USD) |
Shampoo Price | 1,500 AMD (3.75 USD) | 30 ZMW (1.38 USD) |
Toothpaste Price | 1,000 AMD (2.50 USD) | 10 ZMW (0.46 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 2.74 times more for Personal Care Items and Treatment.
Indicators | Armenia | Zambia |
---|---|---|
Pair of Nike Running Shoes | 35,000 AMD (87.50 USD) | 700 ZMW (32.20 USD) |
Men's Shirt | 10,000 AMD (25 USD) | 150 ZMW (6.90 USD) |
Women's Dress | 20,000 AMD (50 USD) | 500 ZMW (23 USD) |
Summer Dress | 10,000 AMD (25 USD) | 300 ZMW (13.80 USD) |
Men's Suit | 100,000 AMD (250 USD) | 2,000 ZMW (92 USD) |
Men's Jeans | 15,000 AMD (37.50 USD) | 300 ZMW (13.80 USD) |
Women's Jeans | 15,000 AMD (37.50 USD) | 300 ZMW (13.80 USD) |
Men's Formal Shoes | 30,000 AMD (75 USD) | 500 ZMW (23 USD) |
Women's Formal Shoes | 25,000 AMD (62.50 USD) | 500 ZMW (23 USD) |
Men's Casual Shoes | 25,000 AMD (62.50 USD) | 400 ZMW (18.40 USD) |
Women's Casual Shoes | 20,000 AMD (50 USD) | 400 ZMW (18.40 USD) |
Underwear For Men | 2,000 AMD (5 USD) | 50 ZMW (2.30 USD) |
Underwear For Women | 2,500 AMD (6.25 USD) | 50 ZMW (2.30 USD) |
Socks For Men | 1,000 AMD (2.50 USD) | 20 ZMW (0.92 USD) |
Socks For Women | 1,000 AMD (2.50 USD) | 20 ZMW (0.92 USD) |
Wintercoat for Adults | 50,000 AMD (125 USD) | 500 ZMW (23 USD) |
Sportswear | 15,000 AMD (37.50 USD) | 300 ZMW (13.80 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 2.93 times more for Clothing and Footwear for Adults.
Indicators | Armenia | Zambia |
---|---|---|
Children's Jeans | 8,000 AMD (20 USD) | 150 ZMW (6.90 USD) |
Children's Normal Sneakers | 12,000 AMD (30 USD) | 200 ZMW (9.20 USD) |
Children's Winter Coat | 20,000 AMD (50 USD) | 300 ZMW (13.80 USD) |
Daycare for Infant | 50,000 AMD (125 USD) | 1,500 ZMW (69 USD) |
Daycare for Toddler | 40,000 AMD (100 USD) | 2,000 ZMW (92 USD) |
Childcare for Sick Days | 4,000 AMD (10 USD) | 500 ZMW (23 USD) |
Early Childhood Education Programs | 15,000 AMD (37.50 USD) | 800 ZMW (36.80 USD) |
Extra Curricular Activities | 8,000 AMD (20 USD) | 500 ZMW (23 USD) |
Summer Camp for Kids | 20,000 AMD (50 USD) | 1,000 ZMW (46 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 1.38 times more for Childcare and kids clothing.
Indicators | Armenia | Zambia |
---|---|---|
PreSchool Fees | 30,000 AMD (75 USD) | 2,500 ZMW (115 USD) |
Primary School Fees | 20,000 AMD (50 USD) | 5,000 ZMW (230 USD) |
Secondary School Fees | 25,000 AMD (62.50 USD) | 7,000 ZMW (322 USD) |
Private School Fees | 70,000 AMD (175 USD) | 10,000 ZMW (460 USD) |
University Tuition Fees | 100,000 AMD (250 USD) | 25,000 ZMW (1,150 USD) |
University Private Tuition Fees | 200,000 AMD (500 USD) | 35,000 ZMW (1,610 USD) |
After School Activities | 5,000 AMD (12.50 USD) | 500 ZMW (23 USD) |
Special Education Services | 20,000 AMD (50 USD) | 800 ZMW (36.80 USD) |
Tutoring | 6,000 AMD (15 USD) | 200 ZMW (9.20 USD) |
Textbooks Cost | 3,000 AMD (7.50 USD) | 200 ZMW (9.20 USD) |
School Supplies | 5,000 AMD (12.50 USD) | 100 ZMW (4.60 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 3.28 times less for school and education.
Indicators | Armenia | Zambia |
---|---|---|
Movie Ticket (Single) | 2,500 AMD (6.25 USD) | 50 ZMW (2.30 USD) |
Theater Ticket (Single) | 5,000 AMD (12.50 USD) | 100 ZMW (4.60 USD) |
Concert Ticket (Single) | 10,000 AMD (25 USD) | 150 ZMW (6.90 USD) |
Sports Event Ticket (Single) | 5,000 AMD (12.50 USD) | 100 ZMW (4.60 USD) |
Gym Membership | 15,000 AMD (37.50 USD) | 400 ZMW (18.40 USD) |
Swimming Pool Access | 3,000 AMD (7.50 USD) | 150 ZMW (6.90 USD) |
Museum Entry Ticket | 1,500 AMD (3.75 USD) | 50 ZMW (2.30 USD) |
Zoo Entry Ticket | 2,000 AMD (5 USD) | 30 ZMW (1.38 USD) |
Amusement Park Entry Ticket | 5,000 AMD (12.50 USD) | 100 ZMW (4.60 USD) |
Bowling | 4,000 AMD (10 USD) | 80 ZMW (3.68 USD) |
Mini Golf | 3,000 AMD (7.50 USD) | 50 ZMW (2.30 USD) |
Video Games | 12,000 AMD (30 USD) | 500 ZMW (23 USD) |
Streaming Services | 2,000 AMD (5 USD) | 200 ZMW (9.20 USD) |
Outdoor Equipment Rental | 5,000 AMD (12.50 USD) | 80 ZMW (3.68 USD) |
Theme Park Annual Pass | 40,000 AMD (100 USD) | 1,000 ZMW (46 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 2.06 times more for entertainment, recreation and fun activities.
Indicators | Armenia | Zambia |
---|---|---|
Language Classes | 10,000 AMD (25 USD) | 500 ZMW (23 USD) |
Parenting Classes | 4,000 AMD (10 USD) | 500 ZMW (23 USD) |
Art Classes | 6,000 AMD (15 USD) | 100 ZMW (4.60 USD) |
Fitness Classes | 7,000 AMD (17.50 USD) | 60 ZMW (2.76 USD) |
Music Lessons | 10,000 AMD (25 USD) | 200 ZMW (9.20 USD) |
Dance Lessons | 8,000 AMD (20 USD) | 200 ZMW (9.20 USD) |
Reading Materials for Classes | 3,000 AMD (7.50 USD) | 50 ZMW (2.30 USD) |
Educational Software | 3,000 AMD (7.50 USD) | 400 ZMW (18.40 USD) |
If you lived in Armenia, instead of Zambia, you would have to pay 1.38 times more for Private Classes.
Indicators | Armenia | Zambia |
---|---|---|
Average Gross Monthly Salary | 250,000 AMD (625 USD) | 7,000 ZMW (322 USD) |
Average Net Monthly Salary | 200,000 AMD (500 USD) | 5,000 ZMW (230 USD) |
Minimum Wages | 2,266.67 AMD per hour (5.67 USD) | 100 ZMW per hour (4.60 USD) |
Average Bonus | 50,000 AMD (125 USD) | 1,000 ZMW (46 USD) |
Income Tax Rate | 0 to 20 % | 0 to 16 % |
Social Security Contributions | 2.5 % | 5 % |
Pension Contributions | 5 % | 5 % |
Cost of Living Index | 35 | 40 |
Median Household Income | 220,000 AMD (550 USD) | 6,000 ZMW (276 USD) |
If you lived in Armenia, you would earn 2.06 times more salary as compared to Zambia.
Indicators | Armenia | Zambia |
---|---|---|
Legal Consultation Per Hour Rate | 20,000 AMD (50 USD) | 300 ZMW (13.80 USD) |
Accounting Services Per Hour Rate | 15,000 AMD (37.50 USD) | 250 ZMW (11.50 USD) |
IT Support Services Per Hour Rate | 10,000 AMD (25 USD) | 200 ZMW (9.20 USD) |
Technician Services Per Hour Rate | 5,000 AMD (12.50 USD) | 250 ZMW (11.50 USD) |
Professional Services cost 2.72 times more in Armenia, as compared to Zambia.
We hope you enjoyed the detailed guide on the cost of living comparsion between Armenia and Zambia.
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