Published: Monday, 21th October 2024
The cost of living in Finland is 1.23 times more expensive as compared to Australia.
On this page, you will find side-by-side cost comparison between Finland and Australia. We have created 172 cost-of-living indicators. We average the prices of all those indicators and take a mathematically calculated approach to determine which country is more expensive to live in between Finland and Australia.
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 Indicators  | Finland  | Australia  |
|---|---|---|
1 BHK Apartment in City Center  | 1,209 EUR (1,344.53 USD) | 2,500 AUD (1,598.50 USD) |
2 BHK Apartment in City Center  | 1,801 EUR (2,002.89 USD) | 3,500 AUD (2,237.90 USD) |
3 BHK Apartment in City Center  | 2,493 EUR (2,772.47 USD) | 4,500 AUD (2,877.30 USD) |
1 BHK Apartment outside City Center  | 834 EUR (927.49 USD) | 1,800 AUD (1,150.92 USD) |
2 BHK Apartment outside City Center  | 1,281 EUR (1,424.60 USD) | 2,500 AUD (1,598.50 USD) |
3 BHK Apartment outside City Center  | 1,758 EUR (1,955.07 USD) | 3,200 AUD (2,046.08 USD) |
Mortgage Rates Per Month  | 2.5 % | 4.5 % |
Realtor Commission  | 2 % | 2.5 % |
Property Taxes  | 0.5 to 2.0 % | 0.3 to 1.75 % |
The average housing cost in Finland is 1.11 times less expensive than Australia.
Indicators | Finland | Australia |
|---|---|---|
Basic Home Furnishing  | 2,500 EUR (2,780.25 USD) | 1,200 AUD (767.28 USD) |
Electricity Cost Per Month  | 100 EUR (111.21 USD) | 200 AUD (127.88 USD) |
Heating Cost Per Month  | 120 EUR (133.45 USD) | 100 AUD (63.94 USD) |
Cooling Cost Per Month  | 40 EUR (44.48 USD) | 150 AUD (95.91 USD) |
Water Supply Cost Per Month  | 20 EUR (22.24 USD) | 80 AUD (51.15 USD) |
If you lived in Finland, instead of Australia, you would have to pay 179.49% more for Utilities.
The basic home furnishing in Finland costs 3.62 times more compared to Australia.
Indicators | Finland | Australia |
|---|---|---|
Standard Wifi Cost Per Month  | 30 EUR (33.36 USD) | 70 AUD (44.76 USD) |
Mobile Phone Basic Plan Cost Per Month  | 30 EUR (33.36 USD) | 50 AUD (31.97 USD) |
Landline Basic Plan Cost Per Month  | 15 EUR (16.68 USD) | 40 AUD (25.58 USD) |
Cable TV Basic Plan Cost Per Month  | 60 EUR (66.73 USD) | 60 AUD (38.36 USD) |
The internet and communication costs 6.73% more in Finland compared to Australia.
Indicators | Finland | Australia |
|---|---|---|
Long Grain Rice (1 KG)  | 2.70 EUR (3 USD) | 3.50 AUD (2.24 USD) |
Milk (1 Liter)  | 1.30 EUR (1.45 USD) | 2.50 AUD (1.60 USD) |
Water (1 Liter)  | 1 EUR (1.11 USD) | 1.50 AUD (0.96 USD) |
Bread (500 gm)  | 1.50 EUR (1.67 USD) | 3 AUD (1.92 USD) |
Eggs (1 Dozen)  | 3 EUR (3.34 USD) | 6.50 AUD (4.16 USD) |
Cheese (1 KG)  | 9 EUR (10.01 USD) | 10 AUD (6.39 USD) |
Chicken Breast (1 KG)  | 12 EUR (13.35 USD) | 15 AUD (9.59 USD) |
In Finland, the cost of 1 Liter Water and 1 Liter Milk is 1.00 times more expensive than the cost in Australia.
If you lived in Finland, instead of Australia, you would have to pay 26.31% more for Groceries.
Indicators | Finland | Australia |
|---|---|---|
Apples (1 KG)  | 3.50 EUR (3.89 USD) | 4 AUD (2.56 USD) |
Bananas (1 KG)  | 2.50 EUR (2.78 USD) | 3 AUD (1.92 USD) |
Oranges (1 KG)  | 3.50 EUR (3.89 USD) | 4 AUD (2.56 USD) |
Tomatoes (1 KG)  | 4 EUR (4.45 USD) | 5 AUD (3.20 USD) |
Potatoes (1 KG)  | 2.20 EUR (2.45 USD) | 2.50 AUD (1.60 USD) |
Lemons (1 KG)  | 3 EUR (3.34 USD) | 4.50 AUD (2.88 USD) |
Onions (1 KG)  | 2.50 EUR (2.78 USD) | 2 AUD (1.28 USD) |
Lentils (1 KG)  | 4 EUR (4.45 USD) | 3 AUD (1.92 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.57 times more for Fruits and Vegetables.
Indicators | Finland | Australia |
|---|---|---|
Meal at a Resonable Restaurant  | 15 EUR (16.68 USD) | 20 AUD (12.79 USD) |
Three-Course Meal for Two  | 50 EUR (55.61 USD) | 70 AUD (44.76 USD) |
Fast Food Combo Meal  | 8 EUR (8.90 USD) | 12 AUD (7.67 USD) |
Normal Coffee  | 3.50 EUR (3.89 USD) | 4 AUD (2.56 USD) |
Soft Drink  | 2.50 EUR (2.78 USD) | 3 AUD (1.92 USD) |
Pizza for One  | 12 EUR (13.35 USD) | 20 AUD (12.79 USD) |
Take-Out Delivery Meal  | 20 EUR (22.24 USD) | 25 AUD (15.98 USD) |
Cigarette Pack of 20  | 8 EUR (8.90 USD) | 25 AUD (15.98 USD) |
Dining-Out costs 15.63% more in Finland compared to Australia.
Indicators | Finland | Australia |
|---|---|---|
Wine Mid-Range Bottle  | 10 EUR (11.12 USD) | 15 AUD (9.59 USD) |
Glass of Wine  | 6 EUR (6.67 USD) | 8 AUD (5.12 USD) |
Domestic Beer Half Liter  | 4 EUR (4.45 USD) | 4 AUD (2.56 USD) |
Imported Beer Half Liter  | 5 EUR (5.56 USD) | 6 AUD (3.84 USD) |
Domestic Alcohol 1 Liter  | 20 EUR (22.24 USD) | 25 AUD (15.98 USD) |
Branded Alcohol 1 Liter  | 30 EUR (33.36 USD) | 50 AUD (31.97 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.21 times more for usual hard drinks.
Indicators | Finland | Australia |
|---|---|---|
Monthly Public Transportation Pass  | 50 EUR (55.61 USD) | 150 AUD (95.91 USD) |
Single Public Transportation Ticket  | 3 EUR (3.34 USD) | 4 AUD (2.56 USD) |
Single Train Ticket  | 30 EUR (33.36 USD) | 5 AUD (3.20 USD) |
Domestic Airplane Ticket  | 150 EUR (166.82 USD) | 150 AUD (95.91 USD) |
Taxi Start Fare  | 6 EUR (6.67 USD) | 4 AUD (2.56 USD) |
Taxi Rate Per Kilometer  | 2.50 EUR (2.78 USD) | 2 AUD (1.28 USD) |
Car Rental Per Day  | 50 EUR (55.61 USD) | 70 AUD (44.76 USD) |
Parking Fees in City Center Per Hour  | 3.50 EUR (3.89 USD) | 5 AUD (3.20 USD) |
Parking Fees outside City Center Per Hour  | 1.50 EUR (1.67 USD) | 3 AUD (1.92 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.31 times more for transportation.
Indicators | Finland | Australia |
|---|---|---|
Reasonable Vehicle Purchase Cost  | 25,000 EUR (27,802.50 USD) | 35,000 AUD (22,379 USD) |
Vehicle Registration Cost  | 200 EUR (222.42 USD) | 500 AUD (319.70 USD) |
Driving License Fees  | 100 EUR (111.21 USD) | 100 AUD (63.94 USD) |
Car Insurance Cost  | 1,200 EUR (1,334.52 USD) | 120 AUD (76.73 USD) |
Car Maintenance Cost  | 120 EUR (133.45 USD) | 150 AUD (95.91 USD) |
Car Loan Interest Rates  | 3 % | 6 % |
Fuel Per Liter  | 1.70 EUR (1.89 USD) | 1.70 AUD (1.09 USD) |
Fuel Per Gallon  | 6.50 EUR (7.23 USD) | 6.45 AUD (4.12 USD) |
Average Toll Fees  | Yet to Update | 2 AUD 1.28 USD |
You would have to pay 1.29 times more for Vehicle purchase, daily operation and maintenance in Finland compared to that of Australia.
Indicators | Finland | Australia |
|---|---|---|
Doctor Visit  | 80 EUR (88.97 USD) | 150 AUD (95.91 USD) |
Specialist Visit  | 120 EUR (133.45 USD) | 200 AUD (127.88 USD) |
Dentist Visit  | 70 EUR (77.85 USD) | 150 AUD (95.91 USD) |
Eye Exam  | 60 EUR (66.73 USD) | 70 AUD (44.76 USD) |
Mental Health Counseling  | 100 EUR (111.21 USD) | 100 AUD (63.94 USD) |
Preventive Health Screening  | 80 EUR (88.97 USD) | 150 AUD (95.91 USD) |
Physical Therapy  | 90 EUR (100.09 USD) | 80 AUD (51.15 USD) |
Emergency Room Visit  | 150 EUR (166.82 USD) | 500 AUD (319.70 USD) |
Hospital Stay Per Night  | 300 EUR (333.63 USD) | 1,000 AUD (639.40 USD) |
Vaccinations  | 40 EUR (44.48 USD) | 100 AUD (63.94 USD) |
Prescription Medication  | 20 EUR (22.24 USD) | 30 AUD (19.18 USD) |
Over the Counter Medication  | 10 EUR (11.12 USD) | 10 AUD (6.39 USD) |
Health Insurance Premiums  | 200 EUR (222.42 USD) | 200 AUD (127.88 USD) |
Health Insurance Deductibles  | 100 EUR (111.21 USD) | 100 AUD (63.94 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.15 times less for Health and Medical Treatment.
Indicators | Finland | Australia |
|---|---|---|
Cosmetic Procedures  | 250 EUR (278.03 USD) | 500 AUD (319.70 USD) |
Spa Treatment  | 100 EUR (111.21 USD) | 150 AUD (95.91 USD) |
Manicure Pedicure Cost  | 40 EUR (44.48 USD) | 50 AUD (31.97 USD) |
Optical Glasses Cost  | 150 EUR (166.82 USD) | 200 AUD (127.88 USD) |
Contact Lenses Cost  | 120 EUR (133.45 USD) | 100 AUD (63.94 USD) |
Haircuts  | 25 EUR (27.80 USD) | 30 AUD (19.18 USD) |
Hair Coloring  | 60 EUR (66.73 USD) | 80 AUD (51.15 USD) |
Shampoo Price  | 5 EUR (5.56 USD) | 5 AUD (3.20 USD) |
Toothpaste Price  | 2 EUR (2.22 USD) | 3 AUD (1.92 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.17 times more for Personal Care Items and Treatment.
Indicators | Finland | Australia |
|---|---|---|
Pair of Nike Running Shoes  | 100 EUR (111.21 USD) | 150 AUD (95.91 USD) |
Men's Shirt  | 50 EUR (55.61 USD) | 50 AUD (31.97 USD) |
Women's Dress  | 80 EUR (88.97 USD) | 120 AUD (76.73 USD) |
Summer Dress  | 60 EUR (66.73 USD) | 80 AUD (51.15 USD) |
Men's Suit  | 400 EUR (444.84 USD) | 300 AUD (191.82 USD) |
Men's Jeans  | 70 EUR (77.85 USD) | 100 AUD (63.94 USD) |
Women's Jeans  | 70 EUR (77.85 USD) | 80 AUD (51.15 USD) |
Men's Formal Shoes  | 100 EUR (111.21 USD) | 150 AUD (95.91 USD) |
Women's Formal Shoes  | 90 EUR (100.09 USD) | 150 AUD (95.91 USD) |
Men's Casual Shoes  | 60 EUR (66.73 USD) | 120 AUD (76.73 USD) |
Women's Casual Shoes  | 50 EUR (55.61 USD) | 90 AUD (57.55 USD) |
Underwear For Men  | 15 EUR (16.68 USD) | 20 AUD (12.79 USD) |
Underwear For Women  | 18 EUR (20.02 USD) | 25 AUD (15.98 USD) |
Socks For Men  | 8 EUR (8.90 USD) | 10 AUD (6.39 USD) |
Socks For Women  | 10 EUR (11.12 USD) | 10 AUD (6.39 USD) |
Wintercoat for Adults  | 120 EUR (133.45 USD) | 200 AUD (127.88 USD) |
Sportswear  | 50 EUR (55.61 USD) | 70 AUD (44.76 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.36 times more for Clothing and Footwear for Adults.
Indicators | Finland | Australia |
|---|---|---|
Children's Jeans  | 30 EUR (33.36 USD) | 40 AUD (25.58 USD) |
Children's Normal Sneakers  | 40 EUR (44.48 USD) | 50 AUD (31.97 USD) |
Children's Winter Coat  | 80 EUR (88.97 USD) | 100 AUD (63.94 USD) |
Daycare for Infant  | 1,000 EUR (1,112.10 USD) | 1,200 AUD (767.28 USD) |
Daycare for Toddler  | 800 EUR (889.68 USD) | 1,000 AUD (639.40 USD) |
Childcare for Sick Days  | 60 EUR (66.73 USD) | 100 AUD (63.94 USD) |
Early Childhood Education Programs  | 500 EUR (556.05 USD) | 1,000 AUD (639.40 USD) |
Extra Curricular Activities  | 150 EUR (166.82 USD) | 300 AUD (191.82 USD) |
Summer Camp for Kids  | 500 EUR (556.05 USD) | 500 AUD (319.70 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.28 times more for Childcare and kids clothing.
Indicators | Finland | Australia |
|---|---|---|
PreSchool Fees  | 600 EUR (667.26 USD) | 800 AUD (511.52 USD) |
Primary School Fees  | 1,200 EUR (1,334.52 USD) | 1,000 AUD (639.40 USD) |
Secondary School Fees  | 1,500 EUR (1,668.15 USD) | 1,500 AUD (959.10 USD) |
Private School Fees  | 3,000 EUR (3,336.30 USD) | 20,000 AUD (12,788 USD) |
University Tuition Fees  | 12,000 EUR (13,345.20 USD) | 30,000 AUD (19,182 USD) |
University Private Tuition Fees  | 20,000 EUR (22,242 USD) | 40,000 AUD (25,576 USD) |
After School Activities  | 100 EUR (111.21 USD) | 200 AUD (127.88 USD) |
Special Education Services  | 100 EUR (111.21 USD) | 800 AUD (511.52 USD) |
Tutoring  | 40 EUR (44.48 USD) | 50 AUD (31.97 USD) |
Textbooks Cost  | 50 EUR (55.61 USD) | 300 AUD (191.82 USD) |
School Supplies  | 30 EUR (33.36 USD) | 100 AUD (63.94 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.41 times less for school and education.
Indicators | Finland | Australia |
|---|---|---|
Movie Ticket (Single)  | 12 EUR (13.35 USD) | 20 AUD (12.79 USD) |
Theater Ticket (Single)  | 25 EUR (27.80 USD) | 50 AUD (31.97 USD) |
Concert Ticket (Single)  | 40 EUR (44.48 USD) | 100 AUD (63.94 USD) |
Sports Event Ticket (Single)  | 30 EUR (33.36 USD) | 60 AUD (38.36 USD) |
Gym Membership  | 60 EUR (66.73 USD) | 70 AUD (44.76 USD) |
Swimming Pool Access  | 30 EUR (33.36 USD) | 10 AUD (6.39 USD) |
Museum Entry Ticket  | 15 EUR (16.68 USD) | 20 AUD (12.79 USD) |
Zoo Entry Ticket  | 20 EUR (22.24 USD) | 30 AUD (19.18 USD) |
Amusement Park Entry Ticket  | 25 EUR (27.80 USD) | 80 AUD (51.15 USD) |
Bowling  | 15 EUR (16.68 USD) | 20 AUD (12.79 USD) |
Mini Golf  | 12 EUR (13.35 USD) | 15 AUD (9.59 USD) |
Video Games  | 60 EUR (66.73 USD) | 80 AUD (51.15 USD) |
Streaming Services  | 50 EUR (55.61 USD) | 15 AUD (9.59 USD) |
Outdoor Equipment Rental  | 20 EUR (22.24 USD) | 30 AUD (19.18 USD) |
Theme Park Annual Pass  | 150 EUR (166.82 USD) | 250 AUD (159.85 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.15 times more for entertainment, recreation and fun activities.
Indicators | Finland | Australia |
|---|---|---|
Language Classes  | 60 EUR (66.73 USD) | 400 AUD (255.76 USD) |
Parenting Classes  | 50 EUR (55.61 USD) | 150 AUD (95.91 USD) |
Art Classes  | 35 EUR (38.92 USD) | 30 AUD (19.18 USD) |
Fitness Classes  | 15 EUR (16.68 USD) | 20 AUD (12.79 USD) |
Music Lessons  | 40 EUR (44.48 USD) | 50 AUD (31.97 USD) |
Dance Lessons  | 50 EUR (55.61 USD) | 40 AUD (25.58 USD) |
Reading Materials for Classes  | 20 EUR (22.24 USD) | 15 AUD (9.59 USD) |
Educational Software  | 80 EUR (88.97 USD) | 200 AUD (127.88 USD) |
If you lived in Finland, instead of Australia, you would have to pay 1.49 times less for Private Classes.
Indicators | Finland | Australia |
|---|---|---|
Average Gross Monthly Salary  | 3,500 EUR (3,892.35 USD) | 6,000 AUD (3,836.40 USD) |
Average Net Monthly Salary  | 2,500 EUR (2,780.25 USD) | 4,800 AUD (3,069.12 USD) |
Minimum Wages  | 56.67 EUR per hour (63.02 USD) | 66.67 AUD per hour (42.63 USD) |
Average Bonus  | 1,500 EUR (1,668.15 USD) | 2,000 AUD (1,278.80 USD) |
Income Tax Rate  | 0 to 24 % | 0 to 10 % |
Social Security Contributions  | 10 % | 9.5 % |
Pension Contributions  | 6 % | 9.5 % |
Cost of Living Index  | 75 | 70 |
Median Household Income  | 36,000 EUR (40,035.60 USD) | 8,000 AUD (5,115.20 USD) |
If you lived in Finland, you would earn 3.63 times more salary as compared to Australia.
Indicators | Finland | Australia |
|---|---|---|
Legal Consultation Per Hour Rate  | 200 EUR (222.42 USD) | 300 AUD (191.82 USD) |
Accounting Services Per Hour Rate  | 150 EUR (166.82 USD) | 150 AUD (95.91 USD) |
IT Support Services Per Hour Rate  | 100 EUR (111.21 USD) | 100 AUD (63.94 USD) |
Technician Services Per Hour Rate  | 120 EUR (133.45 USD) | 80 AUD (51.15 USD) |
Professional Services cost 1.57 times more in Finland, as compared to Australia.
We hope you enjoyed the detailed guide on the cost of living comparsion between Finland and Australia.
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