Published: Monday, 21th October 2024
The cost of living in Finland is 3.94 times more expensive as compared to Bulgaria.
On this page, you will find side-by-side cost comparison between Finland and Bulgaria. We have created 172 cost-of-living indicators. We average the prices of all those indicators and take a mathematically calculated approach to determine which country is more expensive to live in between Finland and Bulgaria.
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 Indicators  | Finland  | Bulgaria  |
|---|---|---|
1 BHK Apartment in City Center  | 1,209 EUR (1,344.53 USD) | 750 BGN (405 USD) |
2 BHK Apartment in City Center  | 1,801 EUR (2,002.89 USD) | 1,200 BGN (648 USD) |
3 BHK Apartment in City Center  | 2,493 EUR (2,772.47 USD) | 1,800 BGN (972 USD) |
1 BHK Apartment outside City Center  | 834 EUR (927.49 USD) | 450 BGN (243 USD) |
2 BHK Apartment outside City Center  | 1,281 EUR (1,424.60 USD) | 750 BGN (405 USD) |
3 BHK Apartment outside City Center  | 1,758 EUR (1,955.07 USD) | 1,200 BGN (648 USD) |
Mortgage Rates Per Month  | 2.5 % | 3 % |
Realtor Commission  | 2 % | 1.5 % |
Property Taxes  | 0.5 to 2.0 % | 0.01 to 0.45 % |
The average housing cost in Finland is 3.16 times more expensive than Bulgaria.
Indicators | Finland | Bulgaria |
|---|---|---|
Basic Home Furnishing  | 2,500 EUR (2,780.25 USD) | 1,500 BGN (810 USD) |
Electricity Cost Per Month  | 100 EUR (111.21 USD) | 150 BGN (81 USD) |
Heating Cost Per Month  | 120 EUR (133.45 USD) | 200 BGN (108 USD) |
Cooling Cost Per Month  | 40 EUR (44.48 USD) | 50 BGN (27 USD) |
Water Supply Cost Per Month  | 20 EUR (22.24 USD) | 30 BGN (16.20 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 196.65% more for Utilities.
The basic home furnishing in Finland costs 3.43 times more compared to Bulgaria.
Indicators | Finland | Bulgaria |
|---|---|---|
Standard Wifi Cost Per Month  | 30 EUR (33.36 USD) | 60 BGN (32.40 USD) |
Mobile Phone Basic Plan Cost Per Month  | 30 EUR (33.36 USD) | 30 BGN (16.20 USD) |
Landline Basic Plan Cost Per Month  | 15 EUR (16.68 USD) | 25 BGN (13.50 USD) |
Cable TV Basic Plan Cost Per Month  | 60 EUR (66.73 USD) | 40 BGN (21.60 USD) |
The internet and communication costs 79.37% more in Finland compared to Bulgaria.
Indicators | Finland | Bulgaria |
|---|---|---|
Long Grain Rice (1 KG)  | 2.70 EUR (3 USD) | 3.50 BGN (1.89 USD) |
Milk (1 Liter)  | 1.30 EUR (1.45 USD) | 2.20 BGN (1.19 USD) |
Water (1 Liter)  | 1 EUR (1.11 USD) | 1 BGN (0.54 USD) |
Bread (500 gm)  | 1.50 EUR (1.67 USD) | 1.10 BGN (0.59 USD) |
Eggs (1 Dozen)  | 3 EUR (3.34 USD) | 3.20 BGN (1.73 USD) |
Cheese (1 KG)  | 9 EUR (10.01 USD) | 8.50 BGN (4.59 USD) |
Chicken Breast (1 KG)  | 12 EUR (13.35 USD) | 10 BGN (5.40 USD) |
In Finland, the cost of 1 Liter Water and 1 Liter Milk is 1.48 times more expensive than the cost in Bulgaria.
If you lived in Finland, instead of Bulgaria, you would have to pay 112.93% more for Groceries.
Indicators | Finland | Bulgaria |
|---|---|---|
Apples (1 KG)  | 3.50 EUR (3.89 USD) | 3 BGN (1.62 USD) |
Bananas (1 KG)  | 2.50 EUR (2.78 USD) | 2.50 BGN (1.35 USD) |
Oranges (1 KG)  | 3.50 EUR (3.89 USD) | 3.50 BGN (1.89 USD) |
Tomatoes (1 KG)  | 4 EUR (4.45 USD) | 4 BGN (2.16 USD) |
Potatoes (1 KG)  | 2.20 EUR (2.45 USD) | 1.80 BGN (0.97 USD) |
Lemons (1 KG)  | 3 EUR (3.34 USD) | 4.50 BGN (2.43 USD) |
Onions (1 KG)  | 2.50 EUR (2.78 USD) | 2 BGN (1.08 USD) |
Lentils (1 KG)  | 4 EUR (4.45 USD) | 5 BGN (2.70 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 1.97 times more for Fruits and Vegetables.
Indicators | Finland | Bulgaria |
|---|---|---|
Meal at a Resonable Restaurant  | 15 EUR (16.68 USD) | 20 BGN (10.80 USD) |
Three-Course Meal for Two  | 50 EUR (55.61 USD) | 50 BGN (27 USD) |
Fast Food Combo Meal  | 8 EUR (8.90 USD) | 10 BGN (5.40 USD) |
Normal Coffee  | 3.50 EUR (3.89 USD) | 3 BGN (1.62 USD) |
Soft Drink  | 2.50 EUR (2.78 USD) | 2 BGN (1.08 USD) |
Pizza for One  | 12 EUR (13.35 USD) | 15 BGN (8.10 USD) |
Take-Out Delivery Meal  | 20 EUR (22.24 USD) | 25 BGN (13.50 USD) |
Cigarette Pack of 20  | 8 EUR (8.90 USD) | 6 BGN (3.24 USD) |
Dining-Out costs 87.08% more in Finland compared to Bulgaria.
Indicators | Finland | Bulgaria |
|---|---|---|
Wine Mid-Range Bottle  | 10 EUR (11.12 USD) | 20 BGN (10.80 USD) |
Glass of Wine  | 6 EUR (6.67 USD) | 8 BGN (4.32 USD) |
Domestic Beer Half Liter  | 4 EUR (4.45 USD) | 2 BGN (1.08 USD) |
Imported Beer Half Liter  | 5 EUR (5.56 USD) | 2.50 BGN (1.35 USD) |
Domestic Alcohol 1 Liter  | 20 EUR (22.24 USD) | 30 BGN (16.20 USD) |
Branded Alcohol 1 Liter  | 30 EUR (33.36 USD) | 40 BGN (21.60 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 1.51 times more for usual hard drinks.
Indicators | Finland | Bulgaria |
|---|---|---|
Monthly Public Transportation Pass  | 50 EUR (55.61 USD) | 50 BGN (27 USD) |
Single Public Transportation Ticket  | 3 EUR (3.34 USD) | 1.50 BGN (0.81 USD) |
Single Train Ticket  | 30 EUR (33.36 USD) | 20 BGN (10.80 USD) |
Domestic Airplane Ticket  | 150 EUR (166.82 USD) | 100 BGN (54 USD) |
Taxi Start Fare  | 6 EUR (6.67 USD) | 2 BGN (1.08 USD) |
Taxi Rate Per Kilometer  | 2.50 EUR (2.78 USD) | 1 BGN (0.54 USD) |
Car Rental Per Day  | 50 EUR (55.61 USD) | 60 BGN (32.40 USD) |
Parking Fees in City Center Per Hour  | 3.50 EUR (3.89 USD) | 3 BGN (1.62 USD) |
Parking Fees outside City Center Per Hour  | 1.50 EUR (1.67 USD) | 1.50 BGN (0.81 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 2.55 times more for transportation.
Indicators | Finland | Bulgaria |
|---|---|---|
Reasonable Vehicle Purchase Cost  | 25,000 EUR (27,802.50 USD) | 25,000 BGN (13,500 USD) |
Vehicle Registration Cost  | 200 EUR (222.42 USD) | 150 BGN (81 USD) |
Driving License Fees  | 100 EUR (111.21 USD) | 100 BGN (54 USD) |
Car Insurance Cost  | 1,200 EUR (1,334.52 USD) | 600 BGN (324 USD) |
Car Maintenance Cost  | 120 EUR (133.45 USD) | 300 BGN (162 USD) |
Car Loan Interest Rates  | 3 % | 4 % |
Fuel Per Liter  | 1.70 EUR (1.89 USD) | 2.20 BGN (1.19 USD) |
Fuel Per Gallon  | 6.50 EUR (7.23 USD) | 8.40 BGN (4.54 USD) |
Average Toll Fees  | Yet to Update | Yet to Update |
You would have to pay 2.10 times more for Vehicle purchase, daily operation and maintenance in Finland compared to that of Bulgaria.
Indicators | Finland | Bulgaria |
|---|---|---|
Doctor Visit  | 80 EUR (88.97 USD) | 50 BGN (27 USD) |
Specialist Visit  | 120 EUR (133.45 USD) | 80 BGN (43.20 USD) |
Dentist Visit  | 70 EUR (77.85 USD) | 60 BGN (32.40 USD) |
Eye Exam  | 60 EUR (66.73 USD) | 50 BGN (27 USD) |
Mental Health Counseling  | 100 EUR (111.21 USD) | 80 BGN (43.20 USD) |
Preventive Health Screening  | 80 EUR (88.97 USD) | 60 BGN (32.40 USD) |
Physical Therapy  | 90 EUR (100.09 USD) | 60 BGN (32.40 USD) |
Emergency Room Visit  | 150 EUR (166.82 USD) | 100 BGN (54 USD) |
Hospital Stay Per Night  | 300 EUR (333.63 USD) | 150 BGN (81 USD) |
Vaccinations  | 40 EUR (44.48 USD) | 30 BGN (16.20 USD) |
Prescription Medication  | 20 EUR (22.24 USD) | 20 BGN (10.80 USD) |
Over the Counter Medication  | 10 EUR (11.12 USD) | 10 BGN (5.40 USD) |
Health Insurance Premiums  | 200 EUR (222.42 USD) | 150 BGN (81 USD) |
Health Insurance Deductibles  | 100 EUR (111.21 USD) | 200 BGN (108 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 2.66 times more for Health and Medical Treatment.
Indicators | Finland | Bulgaria |
|---|---|---|
Cosmetic Procedures  | 250 EUR (278.03 USD) | 150 BGN (81 USD) |
Spa Treatment  | 100 EUR (111.21 USD) | 80 BGN (43.20 USD) |
Manicure Pedicure Cost  | 40 EUR (44.48 USD) | 30 BGN (16.20 USD) |
Optical Glasses Cost  | 150 EUR (166.82 USD) | 100 BGN (54 USD) |
Contact Lenses Cost  | 120 EUR (133.45 USD) | 50 BGN (27 USD) |
Haircuts  | 25 EUR (27.80 USD) | 15 BGN (8.10 USD) |
Hair Coloring  | 60 EUR (66.73 USD) | 40 BGN (21.60 USD) |
Shampoo Price  | 5 EUR (5.56 USD) | 5 BGN (2.70 USD) |
Toothpaste Price  | 2 EUR (2.22 USD) | 2 BGN (1.08 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 3.28 times more for Personal Care Items and Treatment.
Indicators | Finland | Bulgaria |
|---|---|---|
Pair of Nike Running Shoes  | 100 EUR (111.21 USD) | 200 BGN (108 USD) |
Men's Shirt  | 50 EUR (55.61 USD) | 50 BGN (27 USD) |
Women's Dress  | 80 EUR (88.97 USD) | 100 BGN (54 USD) |
Summer Dress  | 60 EUR (66.73 USD) | 80 BGN (43.20 USD) |
Men's Suit  | 400 EUR (444.84 USD) | 350 BGN (189 USD) |
Men's Jeans  | 70 EUR (77.85 USD) | 80 BGN (43.20 USD) |
Women's Jeans  | 70 EUR (77.85 USD) | 70 BGN (37.80 USD) |
Men's Formal Shoes  | 100 EUR (111.21 USD) | 120 BGN (64.80 USD) |
Women's Formal Shoes  | 90 EUR (100.09 USD) | 120 BGN (64.80 USD) |
Men's Casual Shoes  | 60 EUR (66.73 USD) | 90 BGN (48.60 USD) |
Women's Casual Shoes  | 50 EUR (55.61 USD) | 80 BGN (43.20 USD) |
Underwear For Men  | 15 EUR (16.68 USD) | 20 BGN (10.80 USD) |
Underwear For Women  | 18 EUR (20.02 USD) | 20 BGN (10.80 USD) |
Socks For Men  | 8 EUR (8.90 USD) | 10 BGN (5.40 USD) |
Socks For Women  | 10 EUR (11.12 USD) | 10 BGN (5.40 USD) |
Wintercoat for Adults  | 120 EUR (133.45 USD) | 150 BGN (81 USD) |
Sportswear  | 50 EUR (55.61 USD) | 100 BGN (54 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 1.69 times more for Clothing and Footwear for Adults.
Indicators | Finland | Bulgaria |
|---|---|---|
Children's Jeans  | 30 EUR (33.36 USD) | 40 BGN (21.60 USD) |
Children's Normal Sneakers  | 40 EUR (44.48 USD) | 50 BGN (27 USD) |
Children's Winter Coat  | 80 EUR (88.97 USD) | 60 BGN (32.40 USD) |
Daycare for Infant  | 1,000 EUR (1,112.10 USD) | 500 BGN (270 USD) |
Daycare for Toddler  | 800 EUR (889.68 USD) | 400 BGN (216 USD) |
Childcare for Sick Days  | 60 EUR (66.73 USD) | 50 BGN (27 USD) |
Early Childhood Education Programs  | 500 EUR (556.05 USD) | 600 BGN (324 USD) |
Extra Curricular Activities  | 150 EUR (166.82 USD) | 150 BGN (81 USD) |
Summer Camp for Kids  | 500 EUR (556.05 USD) | 400 BGN (216 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 2.89 times more for Childcare and kids clothing.
Indicators | Finland | Bulgaria |
|---|---|---|
PreSchool Fees  | 600 EUR (667.26 USD) | 300 BGN (162 USD) |
Primary School Fees  | 1,200 EUR (1,334.52 USD) | 1,000 BGN (540 USD) |
Secondary School Fees  | 1,500 EUR (1,668.15 USD) | 1,500 BGN (810 USD) |
Private School Fees  | 3,000 EUR (3,336.30 USD) | 3,000 BGN (1,620 USD) |
University Tuition Fees  | 12,000 EUR (13,345.20 USD) | 5,000 BGN (2,700 USD) |
University Private Tuition Fees  | 20,000 EUR (22,242 USD) | 8,000 BGN (4,320 USD) |
After School Activities  | 100 EUR (111.21 USD) | 100 BGN (54 USD) |
Special Education Services  | 100 EUR (111.21 USD) | 200 BGN (108 USD) |
Tutoring  | 40 EUR (44.48 USD) | 40 BGN (21.60 USD) |
Textbooks Cost  | 50 EUR (55.61 USD) | 150 BGN (81 USD) |
School Supplies  | 30 EUR (33.36 USD) | 50 BGN (27 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 4.11 times more for school and education.
Indicators | Finland | Bulgaria |
|---|---|---|
Movie Ticket (Single)  | 12 EUR (13.35 USD) | 12 BGN (6.48 USD) |
Theater Ticket (Single)  | 25 EUR (27.80 USD) | 30 BGN (16.20 USD) |
Concert Ticket (Single)  | 40 EUR (44.48 USD) | 50 BGN (27 USD) |
Sports Event Ticket (Single)  | 30 EUR (33.36 USD) | 40 BGN (21.60 USD) |
Gym Membership  | 60 EUR (66.73 USD) | 50 BGN (27 USD) |
Swimming Pool Access  | 30 EUR (33.36 USD) | 30 BGN (16.20 USD) |
Museum Entry Ticket  | 15 EUR (16.68 USD) | 10 BGN (5.40 USD) |
Zoo Entry Ticket  | 20 EUR (22.24 USD) | 15 BGN (8.10 USD) |
Amusement Park Entry Ticket  | 25 EUR (27.80 USD) | 40 BGN (21.60 USD) |
Bowling  | 15 EUR (16.68 USD) | 20 BGN (10.80 USD) |
Mini Golf  | 12 EUR (13.35 USD) | 15 BGN (8.10 USD) |
Video Games  | 60 EUR (66.73 USD) | 60 BGN (32.40 USD) |
Streaming Services  | 50 EUR (55.61 USD) | 20 BGN (10.80 USD) |
Outdoor Equipment Rental  | 20 EUR (22.24 USD) | 20 BGN (10.80 USD) |
Theme Park Annual Pass  | 150 EUR (166.82 USD) | 150 BGN (81 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 2.07 times more for entertainment, recreation and fun activities.
Indicators | Finland | Bulgaria |
|---|---|---|
Language Classes  | 60 EUR (66.73 USD) | 150 BGN (81 USD) |
Parenting Classes  | 50 EUR (55.61 USD) | 100 BGN (54 USD) |
Art Classes  | 35 EUR (38.92 USD) | 25 BGN (13.50 USD) |
Fitness Classes  | 15 EUR (16.68 USD) | 20 BGN (10.80 USD) |
Music Lessons  | 40 EUR (44.48 USD) | 30 BGN (16.20 USD) |
Dance Lessons  | 50 EUR (55.61 USD) | 30 BGN (16.20 USD) |
Reading Materials for Classes  | 20 EUR (22.24 USD) | 20 BGN (10.80 USD) |
Educational Software  | 80 EUR (88.97 USD) | 50 BGN (27 USD) |
If you lived in Finland, instead of Bulgaria, you would have to pay 1.70 times more for Private Classes.
Indicators | Finland | Bulgaria |
|---|---|---|
Average Gross Monthly Salary  | 3,500 EUR (3,892.35 USD) | 1,500 BGN (810 USD) |
Average Net Monthly Salary  | 2,500 EUR (2,780.25 USD) | 1,200 BGN (648 USD) |
Minimum Wages  | 56.67 EUR per hour (63.02 USD) | 28.33 BGN per hour (15.30 USD) |
Average Bonus  | 1,500 EUR (1,668.15 USD) | 1,000 BGN (540 USD) |
Income Tax Rate  | 0 to 24 % | 0 to 20 % |
Social Security Contributions  | 10 % | 12.8 % |
Pension Contributions  | 6 % | 14.8 % |
Cost of Living Index  | 75 | 50 |
Median Household Income  | 36,000 EUR (40,035.60 USD) | 3,000 BGN (1,620 USD) |
If you lived in Finland, you would earn 13.33 times more salary as compared to Bulgaria.
Indicators | Finland | Bulgaria |
|---|---|---|
Legal Consultation Per Hour Rate  | 200 EUR (222.42 USD) | 100 BGN (54 USD) |
Accounting Services Per Hour Rate  | 150 EUR (166.82 USD) | 80 BGN (43.20 USD) |
IT Support Services Per Hour Rate  | 100 EUR (111.21 USD) | 60 BGN (32.40 USD) |
Technician Services Per Hour Rate  | 120 EUR (133.45 USD) | 70 BGN (37.80 USD) |
Professional Services cost 3.79 times more in Finland, as compared to Bulgaria.
We hope you enjoyed the detailed guide on the cost of living comparsion between Finland and Bulgaria.
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