Published: Monday, 21th October 2024
The cost of living in Finland is 13.25 times more expensive as compared to Ghana.
On this page, you will find side-by-side cost comparison between Finland and Ghana. We have created 172 cost-of-living indicators. We average the prices of all those indicators and take a mathematically calculated approach to determine which country is more expensive to live in between Finland and Ghana.
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Indicators | Finland | Ghana |
---|---|---|
1 BHK Apartment in City Center | 1,209 EUR (1,344.53 USD) | 1,500 GHS (129 USD) |
2 BHK Apartment in City Center | 1,801 EUR (2,002.89 USD) | 2,500 GHS (215 USD) |
3 BHK Apartment in City Center | 2,493 EUR (2,772.47 USD) | 3,500 GHS (301 USD) |
1 BHK Apartment outside City Center | 834 EUR (927.49 USD) | 1,000 GHS (86 USD) |
2 BHK Apartment outside City Center | 1,281 EUR (1,424.60 USD) | 1,800 GHS (154.80 USD) |
3 BHK Apartment outside City Center | 1,758 EUR (1,955.07 USD) | 2,500 GHS (215 USD) |
Mortgage Rates Per Month | 2.5 % | 14 % |
Realtor Commission | 2 % | 5 % |
Property Taxes | 0.5 to 2.0 % | 0.5 to 1.0 % |
The average housing cost in Finland is 9.55 times more expensive than Ghana.
Indicators | Finland | Ghana |
---|---|---|
Basic Home Furnishing | 2,500 EUR (2,780.25 USD) | 1,500 GHS (129 USD) |
Electricity Cost Per Month | 100 EUR (111.21 USD) | 200 GHS (17.20 USD) |
Heating Cost Per Month | 120 EUR (133.45 USD) | 250 GHS (21.50 USD) |
Cooling Cost Per Month | 40 EUR (44.48 USD) | 100 GHS (8.60 USD) |
Water Supply Cost Per Month | 20 EUR (22.24 USD) | 60 GHS (5.16 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 1603.76% more for Utilities.
The basic home furnishing in Finland costs 21.55 times more compared to Ghana.
Indicators | Finland | Ghana |
---|---|---|
Standard Wifi Cost Per Month | 30 EUR (33.36 USD) | 80 GHS (6.88 USD) |
Mobile Phone Basic Plan Cost Per Month | 30 EUR (33.36 USD) | 50 GHS (4.30 USD) |
Landline Basic Plan Cost Per Month | 15 EUR (16.68 USD) | 30 GHS (2.58 USD) |
Cable TV Basic Plan Cost Per Month | 60 EUR (66.73 USD) | 70 GHS (6.02 USD) |
The internet and communication costs 659.02% more in Finland compared to Ghana.
Indicators | Finland | Ghana |
---|---|---|
Long Grain Rice (1 KG) | 2.70 EUR (3 USD) | 8 GHS (0.69 USD) |
Milk (1 Liter) | 1.30 EUR (1.45 USD) | 6 GHS (0.52 USD) |
Water (1 Liter) | 1 EUR (1.11 USD) | 1.50 GHS (0.13 USD) |
Bread (500 gm) | 1.50 EUR (1.67 USD) | 3.50 GHS (0.30 USD) |
Eggs (1 Dozen) | 3 EUR (3.34 USD) | 10 GHS (0.86 USD) |
Cheese (1 KG) | 9 EUR (10.01 USD) | 25 GHS (2.15 USD) |
Chicken Breast (1 KG) | 12 EUR (13.35 USD) | 35 GHS (3.01 USD) |
In Finland, the cost of 1 Liter Water and 1 Liter Milk is 3.97 times more expensive than the cost in Ghana.
If you lived in Finland, instead of Ghana, you would have to pay 343.15% more for Groceries.
Indicators | Finland | Ghana |
---|---|---|
Apples (1 KG) | 3.50 EUR (3.89 USD) | 8 GHS (0.69 USD) |
Bananas (1 KG) | 2.50 EUR (2.78 USD) | 6 GHS (0.52 USD) |
Oranges (1 KG) | 3.50 EUR (3.89 USD) | 7 GHS (0.60 USD) |
Tomatoes (1 KG) | 4 EUR (4.45 USD) | 5 GHS (0.43 USD) |
Potatoes (1 KG) | 2.20 EUR (2.45 USD) | 4 GHS (0.34 USD) |
Lemons (1 KG) | 3 EUR (3.34 USD) | 10 GHS (0.86 USD) |
Onions (1 KG) | 2.50 EUR (2.78 USD) | 4.50 GHS (0.39 USD) |
Lentils (1 KG) | 4 EUR (4.45 USD) | 8 GHS (0.69 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 6.21 times more for Fruits and Vegetables.
Indicators | Finland | Ghana |
---|---|---|
Meal at a Resonable Restaurant | 15 EUR (16.68 USD) | 30 GHS (2.58 USD) |
Three-Course Meal for Two | 50 EUR (55.61 USD) | 100 GHS (8.60 USD) |
Fast Food Combo Meal | 8 EUR (8.90 USD) | 20 GHS (1.72 USD) |
Normal Coffee | 3.50 EUR (3.89 USD) | 7 GHS (0.60 USD) |
Soft Drink | 2.50 EUR (2.78 USD) | 3 GHS (0.26 USD) |
Pizza for One | 12 EUR (13.35 USD) | 30 GHS (2.58 USD) |
Take-Out Delivery Meal | 20 EUR (22.24 USD) | 35 GHS (3.01 USD) |
Cigarette Pack of 20 | 8 EUR (8.90 USD) | 10 GHS (0.86 USD) |
Dining-Out costs 554.82% more in Finland compared to Ghana.
Indicators | Finland | Ghana |
---|---|---|
Wine Mid-Range Bottle | 10 EUR (11.12 USD) | 50 GHS (4.30 USD) |
Glass of Wine | 6 EUR (6.67 USD) | 12 GHS (1.03 USD) |
Domestic Beer Half Liter | 4 EUR (4.45 USD) | 5 GHS (0.43 USD) |
Imported Beer Half Liter | 5 EUR (5.56 USD) | 7 GHS (0.60 USD) |
Domestic Alcohol 1 Liter | 20 EUR (22.24 USD) | 35 GHS (3.01 USD) |
Branded Alcohol 1 Liter | 30 EUR (33.36 USD) | 60 GHS (5.16 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 5.74 times more for usual hard drinks.
Indicators | Finland | Ghana |
---|---|---|
Monthly Public Transportation Pass | 50 EUR (55.61 USD) | 60 GHS (5.16 USD) |
Single Public Transportation Ticket | 3 EUR (3.34 USD) | 2 GHS (0.17 USD) |
Single Train Ticket | 30 EUR (33.36 USD) | 50 GHS (4.30 USD) |
Domestic Airplane Ticket | 150 EUR (166.82 USD) | 150 GHS (12.90 USD) |
Taxi Start Fare | 6 EUR (6.67 USD) | 10 GHS (0.86 USD) |
Taxi Rate Per Kilometer | 2.50 EUR (2.78 USD) | 2 GHS (0.17 USD) |
Car Rental Per Day | 50 EUR (55.61 USD) | 60 GHS (5.16 USD) |
Parking Fees in City Center Per Hour | 3.50 EUR (3.89 USD) | 10 GHS (0.86 USD) |
Parking Fees outside City Center Per Hour | 1.50 EUR (1.67 USD) | 5 GHS (0.43 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 10.99 times more for transportation.
Indicators | Finland | Ghana |
---|---|---|
Reasonable Vehicle Purchase Cost | 25,000 EUR (27,802.50 USD) | 35,000 GHS (3,010 USD) |
Vehicle Registration Cost | 200 EUR (222.42 USD) | 300 GHS (25.80 USD) |
Driving License Fees | 100 EUR (111.21 USD) | 200 GHS (17.20 USD) |
Car Insurance Cost | 1,200 EUR (1,334.52 USD) | 500 GHS (43 USD) |
Car Maintenance Cost | 120 EUR (133.45 USD) | 150 GHS (12.90 USD) |
Car Loan Interest Rates | 3 % | 15 % |
Fuel Per Liter | 1.70 EUR (1.89 USD) | 7 GHS (0.60 USD) |
Fuel Per Gallon | 6.50 EUR (7.23 USD) | 26 GHS (2.24 USD) |
Average Toll Fees | Yet to Update | Yet to Update |
You would have to pay 9.52 times more for Vehicle purchase, daily operation and maintenance in Finland compared to that of Ghana.
Indicators | Finland | Ghana |
---|---|---|
Doctor Visit | 80 EUR (88.97 USD) | 100 GHS (8.60 USD) |
Specialist Visit | 120 EUR (133.45 USD) | 150 GHS (12.90 USD) |
Dentist Visit | 70 EUR (77.85 USD) | 90 GHS (7.74 USD) |
Eye Exam | 60 EUR (66.73 USD) | 60 GHS (5.16 USD) |
Mental Health Counseling | 100 EUR (111.21 USD) | 120 GHS (10.32 USD) |
Preventive Health Screening | 80 EUR (88.97 USD) | 70 GHS (6.02 USD) |
Physical Therapy | 90 EUR (100.09 USD) | 90 GHS (7.74 USD) |
Emergency Room Visit | 150 EUR (166.82 USD) | 150 GHS (12.90 USD) |
Hospital Stay Per Night | 300 EUR (333.63 USD) | 250 GHS (21.50 USD) |
Vaccinations | 40 EUR (44.48 USD) | 40 GHS (3.44 USD) |
Prescription Medication | 20 EUR (22.24 USD) | 30 GHS (2.58 USD) |
Over the Counter Medication | 10 EUR (11.12 USD) | 15 GHS (1.29 USD) |
Health Insurance Premiums | 200 EUR (222.42 USD) | 200 GHS (17.20 USD) |
Health Insurance Deductibles | 100 EUR (111.21 USD) | 100 GHS (8.60 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 12.53 times more for Health and Medical Treatment.
Indicators | Finland | Ghana |
---|---|---|
Cosmetic Procedures | 250 EUR (278.03 USD) | 250 GHS (21.50 USD) |
Spa Treatment | 100 EUR (111.21 USD) | 120 GHS (10.32 USD) |
Manicure Pedicure Cost | 40 EUR (44.48 USD) | 60 GHS (5.16 USD) |
Optical Glasses Cost | 150 EUR (166.82 USD) | 120 GHS (10.32 USD) |
Contact Lenses Cost | 120 EUR (133.45 USD) | 200 GHS (17.20 USD) |
Haircuts | 25 EUR (27.80 USD) | 30 GHS (2.58 USD) |
Hair Coloring | 60 EUR (66.73 USD) | 70 GHS (6.02 USD) |
Shampoo Price | 5 EUR (5.56 USD) | 10 GHS (0.86 USD) |
Toothpaste Price | 2 EUR (2.22 USD) | 3 GHS (0.26 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 11.27 times more for Personal Care Items and Treatment.
Indicators | Finland | Ghana |
---|---|---|
Pair of Nike Running Shoes | 100 EUR (111.21 USD) | 400 GHS (34.40 USD) |
Men's Shirt | 50 EUR (55.61 USD) | 90 GHS (7.74 USD) |
Women's Dress | 80 EUR (88.97 USD) | 100 GHS (8.60 USD) |
Summer Dress | 60 EUR (66.73 USD) | 60 GHS (5.16 USD) |
Men's Suit | 400 EUR (444.84 USD) | 800 GHS (68.80 USD) |
Men's Jeans | 70 EUR (77.85 USD) | 150 GHS (12.90 USD) |
Women's Jeans | 70 EUR (77.85 USD) | 130 GHS (11.18 USD) |
Men's Formal Shoes | 100 EUR (111.21 USD) | 200 GHS (17.20 USD) |
Women's Formal Shoes | 90 EUR (100.09 USD) | 200 GHS (17.20 USD) |
Men's Casual Shoes | 60 EUR (66.73 USD) | 120 GHS (10.32 USD) |
Women's Casual Shoes | 50 EUR (55.61 USD) | 120 GHS (10.32 USD) |
Underwear For Men | 15 EUR (16.68 USD) | 15 GHS (1.29 USD) |
Underwear For Women | 18 EUR (20.02 USD) | 20 GHS (1.72 USD) |
Socks For Men | 8 EUR (8.90 USD) | 8 GHS (0.69 USD) |
Socks For Women | 10 EUR (11.12 USD) | 9 GHS (0.77 USD) |
Wintercoat for Adults | 120 EUR (133.45 USD) | 150 GHS (12.90 USD) |
Sportswear | 50 EUR (55.61 USD) | 70 GHS (6.02 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 6.61 times more for Clothing and Footwear for Adults.
Indicators | Finland | Ghana |
---|---|---|
Children's Jeans | 30 EUR (33.36 USD) | 50 GHS (4.30 USD) |
Children's Normal Sneakers | 40 EUR (44.48 USD) | 80 GHS (6.88 USD) |
Children's Winter Coat | 80 EUR (88.97 USD) | 100 GHS (8.60 USD) |
Daycare for Infant | 1,000 EUR (1,112.10 USD) | 2,000 GHS (172 USD) |
Daycare for Toddler | 800 EUR (889.68 USD) | 1,800 GHS (154.80 USD) |
Childcare for Sick Days | 60 EUR (66.73 USD) | 60 GHS (5.16 USD) |
Early Childhood Education Programs | 500 EUR (556.05 USD) | 1,500 GHS (129 USD) |
Extra Curricular Activities | 150 EUR (166.82 USD) | 300 GHS (25.80 USD) |
Summer Camp for Kids | 500 EUR (556.05 USD) | 700 GHS (60.20 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 6.20 times more for Childcare and kids clothing.
Indicators | Finland | Ghana |
---|---|---|
PreSchool Fees | 600 EUR (667.26 USD) | 1,500 GHS (129 USD) |
Primary School Fees | 1,200 EUR (1,334.52 USD) | 2,500 GHS (215 USD) |
Secondary School Fees | 1,500 EUR (1,668.15 USD) | 4,000 GHS (344 USD) |
Private School Fees | 3,000 EUR (3,336.30 USD) | 7,000 GHS (602 USD) |
University Tuition Fees | 12,000 EUR (13,345.20 USD) | 12,000 GHS (1,032 USD) |
University Private Tuition Fees | 20,000 EUR (22,242 USD) | 18,000 GHS (1,548 USD) |
After School Activities | 100 EUR (111.21 USD) | 300 GHS (25.80 USD) |
Special Education Services | 100 EUR (111.21 USD) | 600 GHS (51.60 USD) |
Tutoring | 40 EUR (44.48 USD) | 70 GHS (6.02 USD) |
Textbooks Cost | 50 EUR (55.61 USD) | 60 GHS (5.16 USD) |
School Supplies | 30 EUR (33.36 USD) | 40 GHS (3.44 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 10.84 times more for school and education.
Indicators | Finland | Ghana |
---|---|---|
Movie Ticket (Single) | 12 EUR (13.35 USD) | 20 GHS (1.72 USD) |
Theater Ticket (Single) | 25 EUR (27.80 USD) | 40 GHS (3.44 USD) |
Concert Ticket (Single) | 40 EUR (44.48 USD) | 50 GHS (4.30 USD) |
Sports Event Ticket (Single) | 30 EUR (33.36 USD) | 30 GHS (2.58 USD) |
Gym Membership | 60 EUR (66.73 USD) | 60 GHS (5.16 USD) |
Swimming Pool Access | 30 EUR (33.36 USD) | 30 GHS (2.58 USD) |
Museum Entry Ticket | 15 EUR (16.68 USD) | 10 GHS (0.86 USD) |
Zoo Entry Ticket | 20 EUR (22.24 USD) | 20 GHS (1.72 USD) |
Amusement Park Entry Ticket | 25 EUR (27.80 USD) | 40 GHS (3.44 USD) |
Bowling | 15 EUR (16.68 USD) | 15 GHS (1.29 USD) |
Mini Golf | 12 EUR (13.35 USD) | 10 GHS (0.86 USD) |
Video Games | 60 EUR (66.73 USD) | 70 GHS (6.02 USD) |
Streaming Services | 50 EUR (55.61 USD) | 40 GHS (3.44 USD) |
Outdoor Equipment Rental | 20 EUR (22.24 USD) | 30 GHS (2.58 USD) |
Theme Park Annual Pass | 150 EUR (166.82 USD) | 600 GHS (51.60 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 6.85 times more for entertainment, recreation and fun activities.
Indicators | Finland | Ghana |
---|---|---|
Language Classes | 60 EUR (66.73 USD) | 300 GHS (25.80 USD) |
Parenting Classes | 50 EUR (55.61 USD) | 150 GHS (12.90 USD) |
Art Classes | 35 EUR (38.92 USD) | 50 GHS (4.30 USD) |
Fitness Classes | 15 EUR (16.68 USD) | 20 GHS (1.72 USD) |
Music Lessons | 40 EUR (44.48 USD) | 60 GHS (5.16 USD) |
Dance Lessons | 50 EUR (55.61 USD) | 80 GHS (6.88 USD) |
Reading Materials for Classes | 20 EUR (22.24 USD) | 20 GHS (1.72 USD) |
Educational Software | 80 EUR (88.97 USD) | 200 GHS (17.20 USD) |
If you lived in Finland, instead of Ghana, you would have to pay 5.14 times more for Private Classes.
Indicators | Finland | Ghana |
---|---|---|
Average Gross Monthly Salary | 3,500 EUR (3,892.35 USD) | 4,000 GHS (344 USD) |
Average Net Monthly Salary | 2,500 EUR (2,780.25 USD) | 2,800 GHS (240.80 USD) |
Minimum Wages | 56.67 EUR per hour (63.02 USD) | 60 GHS per hour (5.16 USD) |
Average Bonus | 1,500 EUR (1,668.15 USD) | 400 GHS (34.40 USD) |
Income Tax Rate | 0 to 24 % | 0 to 12.5 % |
Social Security Contributions | 10 % | 6 % |
Pension Contributions | 6 % | 5 % |
Cost of Living Index | 75 | 50 |
Median Household Income | 36,000 EUR (40,035.60 USD) | 7,000 GHS (602 USD) |
If you lived in Finland, you would earn 39.50 times more salary as compared to Ghana.
Indicators | Finland | Ghana |
---|---|---|
Legal Consultation Per Hour Rate | 200 EUR (222.42 USD) | 150 GHS (12.90 USD) |
Accounting Services Per Hour Rate | 150 EUR (166.82 USD) | 120 GHS (10.32 USD) |
IT Support Services Per Hour Rate | 100 EUR (111.21 USD) | 90 GHS (7.74 USD) |
Technician Services Per Hour Rate | 120 EUR (133.45 USD) | 80 GHS (6.88 USD) |
Professional Services cost 16.75 times more in Finland, as compared to Ghana.
We hope you enjoyed the detailed guide on the cost of living comparsion between Finland and Ghana.
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