Published: Monday, 21th October 2024
The cost of living in Gambia is 1.23 times less expensive as compared to Montenegro.
On this page, you will find side-by-side cost comparison between Gambia and Montenegro. We have created 172 cost-of-living indicators. We average the prices of all those indicators and take a mathematically calculated approach to determine which country is more expensive to live in between Gambia and Montenegro.
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Indicators | Gambia | Montenegro |
---|---|---|
1 BHK Apartment in City Center | 15,000 GMD (225 USD) | 350 EUR (389.24 USD) |
2 BHK Apartment in City Center | 25,000 GMD (375 USD) | 600 EUR (667.26 USD) |
3 BHK Apartment in City Center | 35,000 GMD (525 USD) | 900 EUR (1,000.89 USD) |
1 BHK Apartment outside City Center | 10,000 GMD (150 USD) | 250 EUR (278.03 USD) |
2 BHK Apartment outside City Center | 15,000 GMD (225 USD) | 400 EUR (444.84 USD) |
3 BHK Apartment outside City Center | 20,000 GMD (300 USD) | 600 EUR (667.26 USD) |
Mortgage Rates Per Month | 6 % | 1.6 % |
Realtor Commission | 5 % | 3 % |
Property Taxes | Yet to Update | 0.1 to 1.0 % |
The average housing cost in Gambia is 1.87 times less expensive than Montenegro.
Indicators | Gambia | Montenegro |
---|---|---|
Basic Home Furnishing | 50,000 GMD (750 USD) | 2,000 EUR (2,224.20 USD) |
Electricity Cost Per Month | 5,000 GMD (75 USD) | 80 EUR (88.97 USD) |
Heating Cost Per Month | 3,000 GMD (45 USD) | 100 EUR (111.21 USD) |
Cooling Cost Per Month | 2,500 GMD (37.50 USD) | 50 EUR (55.61 USD) |
Water Supply Cost Per Month | 3,000 GMD (45 USD) | 30 EUR (33.36 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 62.10% less for Utilities.
The basic home furnishing in Gambia costs 2.97 times less compared to Montenegro.
Indicators | Gambia | Montenegro |
---|---|---|
Standard Wifi Cost Per Month | 4,000 GMD (60 USD) | 50 EUR (55.61 USD) |
Mobile Phone Basic Plan Cost Per Month | 2,500 GMD (37.50 USD) | 30 EUR (33.36 USD) |
Landline Basic Plan Cost Per Month | 2,500 GMD (37.50 USD) | 20 EUR (22.24 USD) |
Cable TV Basic Plan Cost Per Month | 3,500 GMD (52.50 USD) | 40 EUR (44.48 USD) |
The internet and communication costs 20.43% more in Gambia compared to Montenegro.
Indicators | Gambia | Montenegro |
---|---|---|
Long Grain Rice (1 KG) | 150 GMD (2.25 USD) | 2.50 EUR (2.78 USD) |
Milk (1 Liter) | 100 GMD (1.50 USD) | 1 EUR (1.11 USD) |
Water (1 Liter) | 50 GMD (0.75 USD) | 0.80 EUR (0.89 USD) |
Bread (500 gm) | 50 GMD (0.75 USD) | 1.50 EUR (1.67 USD) |
Eggs (1 Dozen) | 120 GMD (1.80 USD) | 2.50 EUR (2.78 USD) |
Cheese (1 KG) | 300 GMD (4.50 USD) | 5 EUR (5.56 USD) |
Chicken Breast (1 KG) | 400 GMD (6 USD) | 8 EUR (8.90 USD) |
In Gambia, the cost of 1 Liter Water and 1 Liter Milk is 1.12 times more expensive than the cost in Montenegro.
If you lived in Gambia, instead of Montenegro, you would have to pay 25.91% less for Groceries.
Indicators | Gambia | Montenegro |
---|---|---|
Apples (1 KG) | 150 GMD (2.25 USD) | 2.50 EUR (2.78 USD) |
Bananas (1 KG) | 100 GMD (1.50 USD) | 2 EUR (2.22 USD) |
Oranges (1 KG) | 120 GMD (1.80 USD) | 2.50 EUR (2.78 USD) |
Tomatoes (1 KG) | 150 GMD (2.25 USD) | 2.50 EUR (2.78 USD) |
Potatoes (1 KG) | 120 GMD (1.80 USD) | 1.50 EUR (1.67 USD) |
Lemons (1 KG) | 150 GMD (2.25 USD) | 3 EUR (3.34 USD) |
Onions (1 KG) | 120 GMD (1.80 USD) | 1.50 EUR (1.67 USD) |
Lentils (1 KG) | 200 GMD (3 USD) | 2.50 EUR (2.78 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 1.20 times less for Fruits and Vegetables.
Indicators | Gambia | Montenegro |
---|---|---|
Meal at a Resonable Restaurant | 500 GMD (7.50 USD) | 10 EUR (11.12 USD) |
Three-Course Meal for Two | 1,500 GMD (22.50 USD) | 30 EUR (33.36 USD) |
Fast Food Combo Meal | 400 GMD (6 USD) | 5 EUR (5.56 USD) |
Normal Coffee | 100 GMD (1.50 USD) | 2 EUR (2.22 USD) |
Soft Drink | 50 GMD (0.75 USD) | 1.50 EUR (1.67 USD) |
Pizza for One | 1,000 GMD (15 USD) | 8 EUR (8.90 USD) |
Take-Out Delivery Meal | 1,500 GMD (22.50 USD) | 8 EUR (8.90 USD) |
Cigarette Pack of 20 | 400 GMD (6 USD) | 4 EUR (4.45 USD) |
Dining-Out costs 7.31% more in Gambia compared to Montenegro.
Indicators | Gambia | Montenegro |
---|---|---|
Wine Mid-Range Bottle | 1,500 GMD (22.50 USD) | 7 EUR (7.78 USD) |
Glass of Wine | 300 GMD (4.50 USD) | 3 EUR (3.34 USD) |
Domestic Beer Half Liter | 150 GMD (2.25 USD) | 1.50 EUR (1.67 USD) |
Imported Beer Half Liter | 200 GMD (3 USD) | 2.50 EUR (2.78 USD) |
Domestic Alcohol 1 Liter | 1,000 GMD (15 USD) | 8 EUR (8.90 USD) |
Branded Alcohol 1 Liter | 1,500 GMD (22.50 USD) | 20 EUR (22.24 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 1.49 times more for usual hard drinks.
Indicators | Gambia | Montenegro |
---|---|---|
Monthly Public Transportation Pass | 1,500 GMD (22.50 USD) | 30 EUR (33.36 USD) |
Single Public Transportation Ticket | 25 GMD (0.38 USD) | 1 EUR (1.11 USD) |
Single Train Ticket | Yet to Update () | Yet to Update () |
Domestic Airplane Ticket | 50,000 GMD (750 USD) | Yet to Update () |
Taxi Start Fare | 100 GMD (1.50 USD) | 2 EUR (2.22 USD) |
Taxi Rate Per Kilometer | 25 GMD (0.38 USD) | 1.50 EUR (1.67 USD) |
Car Rental Per Day | 5,000 GMD (75 USD) | 30 EUR (33.36 USD) |
Parking Fees in City Center Per Hour | 100 GMD (1.50 USD) | 1 EUR (1.11 USD) |
Parking Fees outside City Center Per Hour | 50 GMD (0.75 USD) | 0.50 EUR (0.56 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 11.61 times more for transportation.
Indicators | Gambia | Montenegro |
---|---|---|
Reasonable Vehicle Purchase Cost | 1,500,000 GMD (22,500 USD) | 15,000 EUR (16,681.50 USD) |
Vehicle Registration Cost | 5,000 GMD (75 USD) | 50 EUR (55.61 USD) |
Driving License Fees | 1,000 GMD (15 USD) | 50 EUR (55.61 USD) |
Car Insurance Cost | 10,000 GMD (150 USD) | 300 EUR (333.63 USD) |
Car Maintenance Cost | 5,000 GMD (75 USD) | 200 EUR (222.42 USD) |
Car Loan Interest Rates | 7 % | 6 % |
Fuel Per Liter | 80 GMD (1.20 USD) | 1.40 EUR (1.56 USD) |
Fuel Per Gallon | 300 GMD (4.50 USD) | 5.60 EUR (6.23 USD) |
Average Toll Fees | Yet to Update | Yet to Update |
You would have to pay 1.31 times more for Vehicle purchase, daily operation and maintenance in Gambia compared to that of Montenegro.
Indicators | Gambia | Montenegro |
---|---|---|
Doctor Visit | 1,500 GMD (22.50 USD) | 50 EUR (55.61 USD) |
Specialist Visit | 3,000 GMD (45 USD) | 80 EUR (88.97 USD) |
Dentist Visit | 2,000 GMD (30 USD) | 60 EUR (66.73 USD) |
Eye Exam | 1,000 GMD (15 USD) | 30 EUR (33.36 USD) |
Mental Health Counseling | 1,500 GMD (22.50 USD) | 60 EUR (66.73 USD) |
Preventive Health Screening | 1,000 GMD (15 USD) | 30 EUR (33.36 USD) |
Physical Therapy | 1,000 GMD (15 USD) | 50 EUR (55.61 USD) |
Emergency Room Visit | 2,500 GMD (37.50 USD) | 200 EUR (222.42 USD) |
Hospital Stay Per Night | 5,000 GMD (75 USD) | 150 EUR (166.82 USD) |
Vaccinations | 500 GMD (7.50 USD) | 20 EUR (22.24 USD) |
Prescription Medication | 500 GMD (7.50 USD) | 20 EUR (22.24 USD) |
Over the Counter Medication | 200 GMD (3 USD) | 10 EUR (11.12 USD) |
Health Insurance Premiums | 15,000 GMD (225 USD) | 100 EUR (111.21 USD) |
Health Insurance Deductibles | 5,000 GMD (75 USD) | 50 EUR (55.61 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 1.70 times less for Health and Medical Treatment.
Indicators | Gambia | Montenegro |
---|---|---|
Cosmetic Procedures | 3,000 GMD (45 USD) | 200 EUR (222.42 USD) |
Spa Treatment | 1,500 GMD (22.50 USD) | 80 EUR (88.97 USD) |
Manicure Pedicure Cost | 500 GMD (7.50 USD) | 20 EUR (22.24 USD) |
Optical Glasses Cost | 800 GMD (12 USD) | 80 EUR (88.97 USD) |
Contact Lenses Cost | 1,000 GMD (15 USD) | 30 EUR (33.36 USD) |
Haircuts | 300 GMD (4.50 USD) | 10 EUR (11.12 USD) |
Hair Coloring | 1,000 GMD (15 USD) | 30 EUR (33.36 USD) |
Shampoo Price | 150 GMD (2.25 USD) | 3 EUR (3.34 USD) |
Toothpaste Price | 100 GMD (1.50 USD) | 2 EUR (2.22 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 4.04 times less for Personal Care Items and Treatment.
Indicators | Gambia | Montenegro |
---|---|---|
Pair of Nike Running Shoes | 1,500 GMD (22.50 USD) | 80 EUR (88.97 USD) |
Men's Shirt | 300 GMD (4.50 USD) | 40 EUR (44.48 USD) |
Women's Dress | 600 GMD (9 USD) | 60 EUR (66.73 USD) |
Summer Dress | 500 GMD (7.50 USD) | 40 EUR (44.48 USD) |
Men's Suit | 5,000 GMD (75 USD) | 200 EUR (222.42 USD) |
Men's Jeans | 600 GMD (9 USD) | 60 EUR (66.73 USD) |
Women's Jeans | 600 GMD (9 USD) | 60 EUR (66.73 USD) |
Men's Formal Shoes | 1,000 GMD (15 USD) | 80 EUR (88.97 USD) |
Women's Formal Shoes | 1,000 GMD (15 USD) | 80 EUR (88.97 USD) |
Men's Casual Shoes | 800 GMD (12 USD) | 60 EUR (66.73 USD) |
Women's Casual Shoes | 800 GMD (12 USD) | 60 EUR (66.73 USD) |
Underwear For Men | 150 GMD (2.25 USD) | 10 EUR (11.12 USD) |
Underwear For Women | 200 GMD (3 USD) | 15 EUR (16.68 USD) |
Socks For Men | 50 GMD (0.75 USD) | 5 EUR (5.56 USD) |
Socks For Women | 60 GMD (0.90 USD) | 5 EUR (5.56 USD) |
Wintercoat for Adults | 800 GMD (12 USD) | 100 EUR (111.21 USD) |
Sportswear | 400 GMD (6 USD) | 50 EUR (55.61 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 5.19 times less for Clothing and Footwear for Adults.
Indicators | Gambia | Montenegro |
---|---|---|
Children's Jeans | 300 GMD (4.50 USD) | 30 EUR (33.36 USD) |
Children's Normal Sneakers | 400 GMD (6 USD) | 40 EUR (44.48 USD) |
Children's Winter Coat | 600 GMD (9 USD) | 60 EUR (66.73 USD) |
Daycare for Infant | 10,000 GMD (150 USD) | 200 EUR (222.42 USD) |
Daycare for Toddler | 8,000 GMD (120 USD) | 150 EUR (166.82 USD) |
Childcare for Sick Days | 500 GMD (7.50 USD) | 30 EUR (33.36 USD) |
Early Childhood Education Programs | 8,000 GMD (120 USD) | 150 EUR (166.82 USD) |
Extra Curricular Activities | 5,000 GMD (75 USD) | 50 EUR (55.61 USD) |
Summer Camp for Kids | 10,000 GMD (150 USD) | 200 EUR (222.42 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 1.58 times less for Childcare and kids clothing.
Indicators | Gambia | Montenegro |
---|---|---|
PreSchool Fees | 5,000 GMD (75 USD) | 250 EUR (278.03 USD) |
Primary School Fees | 10,000 GMD (150 USD) | 400 EUR (444.84 USD) |
Secondary School Fees | 15,000 GMD (225 USD) | 500 EUR (556.05 USD) |
Private School Fees | 20,000 GMD (300 USD) | 800 EUR (889.68 USD) |
University Tuition Fees | 50,000 GMD (750 USD) | 2,000 EUR (2,224.20 USD) |
University Private Tuition Fees | 70,000 GMD (1,050 USD) | 4,000 EUR (4,448.40 USD) |
After School Activities | 5,000 GMD (75 USD) | 50 EUR (55.61 USD) |
Special Education Services | 5,000 GMD (75 USD) | 200 EUR (222.42 USD) |
Tutoring | 2,500 GMD (37.50 USD) | 30 EUR (33.36 USD) |
Textbooks Cost | 1,000 GMD (15 USD) | 20 EUR (22.24 USD) |
School Supplies | 500 GMD (7.50 USD) | 10 EUR (11.12 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 3.33 times less for school and education.
Indicators | Gambia | Montenegro |
---|---|---|
Movie Ticket (Single) | 150 GMD (2.25 USD) | 8 EUR (8.90 USD) |
Theater Ticket (Single) | 300 GMD (4.50 USD) | 20 EUR (22.24 USD) |
Concert Ticket (Single) | 500 GMD (7.50 USD) | 25 EUR (27.80 USD) |
Sports Event Ticket (Single) | 300 GMD (4.50 USD) | 20 EUR (22.24 USD) |
Gym Membership | 500 GMD (7.50 USD) | 30 EUR (33.36 USD) |
Swimming Pool Access | 400 GMD (6 USD) | 20 EUR (22.24 USD) |
Museum Entry Ticket | 100 GMD (1.50 USD) | 5 EUR (5.56 USD) |
Zoo Entry Ticket | 150 GMD (2.25 USD) | 10 EUR (11.12 USD) |
Amusement Park Entry Ticket | 300 GMD (4.50 USD) | 15 EUR (16.68 USD) |
Bowling | 200 GMD (3 USD) | 10 EUR (11.12 USD) |
Mini Golf | 100 GMD (1.50 USD) | 8 EUR (8.90 USD) |
Video Games | 1,000 GMD (15 USD) | 30 EUR (33.36 USD) |
Streaming Services | 500 GMD (7.50 USD) | 10 EUR (11.12 USD) |
Outdoor Equipment Rental | 200 GMD (3 USD) | 15 EUR (16.68 USD) |
Theme Park Annual Pass | 3,000 GMD (45 USD) | 300 EUR (333.63 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 5.06 times less for entertainment, recreation and fun activities.
Indicators | Gambia | Montenegro |
---|---|---|
Language Classes | 2,500 GMD (37.50 USD) | 100 EUR (111.21 USD) |
Parenting Classes | 1,000 GMD (15 USD) | 50 EUR (55.61 USD) |
Art Classes | 300 GMD (4.50 USD) | 20 EUR (22.24 USD) |
Fitness Classes | 200 GMD (3 USD) | 10 EUR (11.12 USD) |
Music Lessons | 500 GMD (7.50 USD) | 30 EUR (33.36 USD) |
Dance Lessons | 600 GMD (9 USD) | 30 EUR (33.36 USD) |
Reading Materials for Classes | 100 GMD (1.50 USD) | 5 EUR (5.56 USD) |
Educational Software | 2,000 GMD (30 USD) | 50 EUR (55.61 USD) |
If you lived in Gambia, instead of Montenegro, you would have to pay 3.04 times less for Private Classes.
Indicators | Gambia | Montenegro |
---|---|---|
Average Gross Monthly Salary | 25,000 GMD (375 USD) | 1,000 EUR (1,112.10 USD) |
Average Net Monthly Salary | 20,000 GMD (300 USD) | 700 EUR (778.47 USD) |
Minimum Wages | 333.33 GMD per hour (5 USD) | 13.33 EUR per hour (14.83 USD) |
Average Bonus | 5,000 GMD (75 USD) | 200 EUR (222.42 USD) |
Income Tax Rate | 0 to 15 % | 0 to 21 % |
Social Security Contributions | 4 % | 20 % |
Pension Contributions | 2 % | 20 % |
Cost of Living Index | 35 | 50 |
Median Household Income | 100,000 GMD (1,500 USD) | 1,200 EUR (1,334.52 USD) |
If you lived in Gambia, you would earn 1.54 times less salary as compared to Montenegro.
Indicators | Gambia | Montenegro |
---|---|---|
Legal Consultation Per Hour Rate | 1,000 GMD (15 USD) | 20 EUR (22.24 USD) |
Accounting Services Per Hour Rate | 800 GMD (12 USD) | 15 EUR (16.68 USD) |
IT Support Services Per Hour Rate | 700 GMD (10.50 USD) | 12 EUR (13.35 USD) |
Technician Services Per Hour Rate | 600 GMD (9 USD) | 10 EUR (11.12 USD) |
Professional Services cost 1.36 times less in Gambia, as compared to Montenegro.
We hope you enjoyed the detailed guide on the cost of living comparsion between Gambia and Montenegro.
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