Published: Monday, 21th October 2024
The cost of living in New Zealand is 8.00 times more expensive as compared to Ghana.
On this page, you will find side-by-side cost comparison between New Zealand and Ghana. We have created 172 cost-of-living indicators. We average the prices of all those indicators and take a mathematically calculated approach to determine which country is more expensive to live in between New Zealand and Ghana.
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 Indicators  | New Zealand  | Ghana  |
|---|---|---|
1 BHK Apartment in City Center  | 2,200 NZD (1,287.22 USD) | 1,500 GHS (129 USD) |
2 BHK Apartment in City Center  | 3,200 NZD (1,872.32 USD) | 2,500 GHS (215 USD) |
3 BHK Apartment in City Center  | 4,200 NZD (2,457.42 USD) | 3,500 GHS (301 USD) |
1 BHK Apartment outside City Center  | 1,400 NZD (819.14 USD) | 1,000 GHS (86 USD) |
2 BHK Apartment outside City Center  | 2,100 NZD (1,228.71 USD) | 1,800 GHS (154.80 USD) |
3 BHK Apartment outside City Center  | 2,800 NZD (1,638.28 USD) | 2,500 GHS (215 USD) |
Mortgage Rates Per Month  | 1.9 % | 14 % |
Realtor Commission  | 2 % | 5 % |
Property Taxes  | 0.4 to 1.5 % | 0.5 to 1.0 % |
The average housing cost in New Zealand is 8.61 times more expensive than Ghana.
Indicators | New Zealand | Ghana |
|---|---|---|
Basic Home Furnishing  | 18,000 NZD (10,531.80 USD) | 1,500 GHS (129 USD) |
Electricity Cost Per Month  | 250 NZD (146.27 USD) | 200 GHS (17.20 USD) |
Heating Cost Per Month  | 200 NZD (117.02 USD) | 250 GHS (21.50 USD) |
Cooling Cost Per Month  | 150 NZD (87.76 USD) | 100 GHS (8.60 USD) |
Water Supply Cost Per Month  | 120 NZD (70.21 USD) | 60 GHS (5.16 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 5936.08% more for Utilities.
The basic home furnishing in New Zealand costs 81.64 times more compared to Ghana.
Indicators | New Zealand | Ghana |
|---|---|---|
Standard Wifi Cost Per Month  | 200 NZD (117.02 USD) | 80 GHS (6.88 USD) |
Mobile Phone Basic Plan Cost Per Month  | 120 NZD (70.21 USD) | 50 GHS (4.30 USD) |
Landline Basic Plan Cost Per Month  | 60 NZD (35.11 USD) | 30 GHS (2.58 USD) |
Cable TV Basic Plan Cost Per Month  | 100 NZD (58.51 USD) | 70 GHS (6.02 USD) |
The internet and communication costs 1319.86% more in New Zealand compared to Ghana.
Indicators | New Zealand | Ghana |
|---|---|---|
Long Grain Rice (1 KG)  | 3.20 NZD (1.87 USD) | 8 GHS (0.69 USD) |
Milk (1 Liter)  | 1.90 NZD (1.11 USD) | 6 GHS (0.52 USD) |
Water (1 Liter)  | 1 NZD (0.59 USD) | 1.50 GHS (0.13 USD) |
Bread (500 gm)  | 2.60 NZD (1.52 USD) | 3.50 GHS (0.30 USD) |
Eggs (1 Dozen)  | 4.50 NZD (2.63 USD) | 10 GHS (0.86 USD) |
Cheese (1 KG)  | 10 NZD (5.85 USD) | 25 GHS (2.15 USD) |
Chicken Breast (1 KG)  | 15 NZD (8.78 USD) | 35 GHS (3.01 USD) |
In New Zealand, the cost of 1 Liter Water and 1 Liter Milk is 2.63 times more expensive than the cost in Ghana.
If you lived in New Zealand, instead of Ghana, you would have to pay 192.01% more for Groceries.
Indicators | New Zealand | Ghana |
|---|---|---|
Apples (1 KG)  | 3 NZD (1.76 USD) | 8 GHS (0.69 USD) |
Bananas (1 KG)  | 2.50 NZD (1.46 USD) | 6 GHS (0.52 USD) |
Oranges (1 KG)  | 3 NZD (1.76 USD) | 7 GHS (0.60 USD) |
Tomatoes (1 KG)  | 3 NZD (1.76 USD) | 5 GHS (0.43 USD) |
Potatoes (1 KG)  | 2.50 NZD (1.46 USD) | 4 GHS (0.34 USD) |
Lemons (1 KG)  | 3 NZD (1.76 USD) | 10 GHS (0.86 USD) |
Onions (1 KG)  | 2.50 NZD (1.46 USD) | 4.50 GHS (0.39 USD) |
Lentils (1 KG)  | 3.50 NZD (2.05 USD) | 8 GHS (0.69 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 2.98 times more for Fruits and Vegetables.
Indicators | New Zealand | Ghana |
|---|---|---|
Meal at a Resonable Restaurant  | 20 NZD (11.70 USD) | 30 GHS (2.58 USD) |
Three-Course Meal for Two  | 60 NZD (35.11 USD) | 100 GHS (8.60 USD) |
Fast Food Combo Meal  | 12 NZD (7.02 USD) | 20 GHS (1.72 USD) |
Normal Coffee  | 4 NZD (2.34 USD) | 7 GHS (0.60 USD) |
Soft Drink  | 2.50 NZD (1.46 USD) | 3 GHS (0.26 USD) |
Pizza for One  | 15 NZD (8.78 USD) | 30 GHS (2.58 USD) |
Take-Out Delivery Meal  | 20 NZD (11.70 USD) | 35 GHS (3.01 USD) |
Cigarette Pack of 20  | 10 NZD (5.85 USD) | 10 GHS (0.86 USD) |
Dining-Out costs 315.45% more in New Zealand compared to Ghana.
Indicators | New Zealand | Ghana |
|---|---|---|
Wine Mid-Range Bottle  | 12 NZD (7.02 USD) | 50 GHS (4.30 USD) |
Glass of Wine  | 6 NZD (3.51 USD) | 12 GHS (1.03 USD) |
Domestic Beer Half Liter  | 2.50 NZD (1.46 USD) | 5 GHS (0.43 USD) |
Imported Beer Half Liter  | 3 NZD (1.76 USD) | 7 GHS (0.60 USD) |
Domestic Alcohol 1 Liter  | 15 NZD (8.78 USD) | 35 GHS (3.01 USD) |
Branded Alcohol 1 Liter  | 30 NZD (17.55 USD) | 60 GHS (5.16 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 2.76 times more for usual hard drinks.
Indicators | New Zealand | Ghana |
|---|---|---|
Monthly Public Transportation Pass  | 150 NZD (87.76 USD) | 60 GHS (5.16 USD) |
Single Public Transportation Ticket  | 3.50 NZD (2.05 USD) | 2 GHS (0.17 USD) |
Single Train Ticket  | 25 NZD (14.63 USD) | 50 GHS (4.30 USD) |
Domestic Airplane Ticket  | 150 NZD (87.76 USD) | 150 GHS (12.90 USD) |
Taxi Start Fare  | 4 NZD (2.34 USD) | 10 GHS (0.86 USD) |
Taxi Rate Per Kilometer  | 2.50 NZD (1.46 USD) | 2 GHS (0.17 USD) |
Car Rental Per Day  | 70 NZD (40.96 USD) | 60 GHS (5.16 USD) |
Parking Fees in City Center Per Hour  | 4 NZD (2.34 USD) | 10 GHS (0.86 USD) |
Parking Fees outside City Center Per Hour  | 2 NZD (1.17 USD) | 5 GHS (0.43 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 8.01 times more for transportation.
Indicators | New Zealand | Ghana |
|---|---|---|
Reasonable Vehicle Purchase Cost  | 30,000 NZD (17,553 USD) | 35,000 GHS (3,010 USD) |
Vehicle Registration Cost  | 300 NZD (175.53 USD) | 300 GHS (25.80 USD) |
Driving License Fees  | 80 NZD (46.81 USD) | 200 GHS (17.20 USD) |
Car Insurance Cost  | 120 NZD (70.21 USD) | 500 GHS (43 USD) |
Car Maintenance Cost  | 100 NZD (58.51 USD) | 150 GHS (12.90 USD) |
Car Loan Interest Rates  | 6 % | 15 % |
Fuel Per Liter  | 2.30 NZD (1.35 USD) | 7 GHS (0.60 USD) |
Fuel Per Gallon  | 8.70 NZD (5.09 USD) | 26 GHS (2.24 USD) |
Average Toll Fees  | Yet to Update | Yet to Update |
You would have to pay 5.76 times more for Vehicle purchase, daily operation and maintenance in New Zealand compared to that of Ghana.
Indicators | New Zealand | Ghana |
|---|---|---|
Doctor Visit  | 60 NZD (35.11 USD) | 100 GHS (8.60 USD) |
Specialist Visit  | 120 NZD (70.21 USD) | 150 GHS (12.90 USD) |
Dentist Visit  | 80 NZD (46.81 USD) | 90 GHS (7.74 USD) |
Eye Exam  | 40 NZD (23.40 USD) | 60 GHS (5.16 USD) |
Mental Health Counseling  | 80 NZD (46.81 USD) | 120 GHS (10.32 USD) |
Preventive Health Screening  | 40 NZD (23.40 USD) | 70 GHS (6.02 USD) |
Physical Therapy  | 60 NZD (35.11 USD) | 90 GHS (7.74 USD) |
Emergency Room Visit  | 300 NZD (175.53 USD) | 150 GHS (12.90 USD) |
Hospital Stay Per Night  | 200 NZD (117.02 USD) | 250 GHS (21.50 USD) |
Vaccinations  | 30 NZD (17.55 USD) | 40 GHS (3.44 USD) |
Prescription Medication  | 25 NZD (14.63 USD) | 30 GHS (2.58 USD) |
Over the Counter Medication  | 15 NZD (8.78 USD) | 15 GHS (1.29 USD) |
Health Insurance Premiums  | 250 NZD (146.27 USD) | 200 GHS (17.20 USD) |
Health Insurance Deductibles  | 60 NZD (35.11 USD) | 100 GHS (8.60 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 6.32 times more for Health and Medical Treatment.
Indicators | New Zealand | Ghana |
|---|---|---|
Cosmetic Procedures  | 250 NZD (146.27 USD) | 250 GHS (21.50 USD) |
Spa Treatment  | 120 NZD (70.21 USD) | 120 GHS (10.32 USD) |
Manicure Pedicure Cost  | 40 NZD (23.40 USD) | 60 GHS (5.16 USD) |
Optical Glasses Cost  | 100 NZD (58.51 USD) | 120 GHS (10.32 USD) |
Contact Lenses Cost  | 60 NZD (35.11 USD) | 200 GHS (17.20 USD) |
Haircuts  | 30 NZD (17.55 USD) | 30 GHS (2.58 USD) |
Hair Coloring  | 70 NZD (40.96 USD) | 70 GHS (6.02 USD) |
Shampoo Price  | 5 NZD (2.93 USD) | 10 GHS (0.86 USD) |
Toothpaste Price  | 3 NZD (1.76 USD) | 3 GHS (0.26 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 5.35 times more for Personal Care Items and Treatment.
Indicators | New Zealand | Ghana |
|---|---|---|
Pair of Nike Running Shoes  | 130 NZD (76.06 USD) | 400 GHS (34.40 USD) |
Men's Shirt  | 60 NZD (35.11 USD) | 90 GHS (7.74 USD) |
Women's Dress  | 90 NZD (52.66 USD) | 100 GHS (8.60 USD) |
Summer Dress  | 70 NZD (40.96 USD) | 60 GHS (5.16 USD) |
Men's Suit  | 350 NZD (204.78 USD) | 800 GHS (68.80 USD) |
Men's Jeans  | 90 NZD (52.66 USD) | 150 GHS (12.90 USD) |
Women's Jeans  | 90 NZD (52.66 USD) | 130 GHS (11.18 USD) |
Men's Formal Shoes  | 100 NZD (58.51 USD) | 200 GHS (17.20 USD) |
Women's Formal Shoes  | 100 NZD (58.51 USD) | 200 GHS (17.20 USD) |
Men's Casual Shoes  | 80 NZD (46.81 USD) | 120 GHS (10.32 USD) |
Women's Casual Shoes  | 80 NZD (46.81 USD) | 120 GHS (10.32 USD) |
Underwear For Men  | 15 NZD (8.78 USD) | 15 GHS (1.29 USD) |
Underwear For Women  | 20 NZD (11.70 USD) | 20 GHS (1.72 USD) |
Socks For Men  | 5 NZD (2.93 USD) | 8 GHS (0.69 USD) |
Socks For Women  | 5 NZD (2.93 USD) | 9 GHS (0.77 USD) |
Wintercoat for Adults  | 120 NZD (70.21 USD) | 150 GHS (12.90 USD) |
Sportswear  | 80 NZD (46.81 USD) | 70 GHS (6.02 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 3.82 times more for Clothing and Footwear for Adults.
Indicators | New Zealand | Ghana |
|---|---|---|
Children's Jeans  | 50 NZD (29.25 USD) | 50 GHS (4.30 USD) |
Children's Normal Sneakers  | 60 NZD (35.11 USD) | 80 GHS (6.88 USD) |
Children's Winter Coat  | 70 NZD (40.96 USD) | 100 GHS (8.60 USD) |
Daycare for Infant  | 1,200 NZD (702.12 USD) | 2,000 GHS (172 USD) |
Daycare for Toddler  | 1,000 NZD (585.10 USD) | 1,800 GHS (154.80 USD) |
Childcare for Sick Days  | 100 NZD (58.51 USD) | 60 GHS (5.16 USD) |
Early Childhood Education Programs  | 1,000 NZD (585.10 USD) | 1,500 GHS (129 USD) |
Extra Curricular Activities  | 300 NZD (175.53 USD) | 300 GHS (25.80 USD) |
Summer Camp for Kids  | 1,000 NZD (585.10 USD) | 700 GHS (60.20 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 4.93 times more for Childcare and kids clothing.
Indicators | New Zealand | Ghana |
|---|---|---|
PreSchool Fees  | 1,800 NZD (1,053.18 USD) | 1,500 GHS (129 USD) |
Primary School Fees  | 5,000 NZD (2,925.50 USD) | 2,500 GHS (215 USD) |
Secondary School Fees  | 6,000 NZD (3,510.60 USD) | 4,000 GHS (344 USD) |
Private School Fees  | 8,000 NZD (4,680.80 USD) | 7,000 GHS (602 USD) |
University Tuition Fees  | 12,000 NZD (7,021.20 USD) | 12,000 GHS (1,032 USD) |
University Private Tuition Fees  | 18,000 NZD (10,531.80 USD) | 18,000 GHS (1,548 USD) |
After School Activities  | 300 NZD (175.53 USD) | 300 GHS (25.80 USD) |
Special Education Services  | 2,000 NZD (1,170.20 USD) | 600 GHS (51.60 USD) |
Tutoring  | 150 NZD (87.76 USD) | 70 GHS (6.02 USD) |
Textbooks Cost  | 600 NZD (351.06 USD) | 60 GHS (5.16 USD) |
School Supplies  | 250 NZD (146.27 USD) | 40 GHS (3.44 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 7.99 times more for school and education.
Indicators | New Zealand | Ghana |
|---|---|---|
Movie Ticket (Single)  | 15 NZD (8.78 USD) | 20 GHS (1.72 USD) |
Theater Ticket (Single)  | 30 NZD (17.55 USD) | 40 GHS (3.44 USD) |
Concert Ticket (Single)  | 50 NZD (29.25 USD) | 50 GHS (4.30 USD) |
Sports Event Ticket (Single)  | 40 NZD (23.40 USD) | 30 GHS (2.58 USD) |
Gym Membership  | 60 NZD (35.11 USD) | 60 GHS (5.16 USD) |
Swimming Pool Access  | 40 NZD (23.40 USD) | 30 GHS (2.58 USD) |
Museum Entry Ticket  | 15 NZD (8.78 USD) | 10 GHS (0.86 USD) |
Zoo Entry Ticket  | 20 NZD (11.70 USD) | 20 GHS (1.72 USD) |
Amusement Park Entry Ticket  | 30 NZD (17.55 USD) | 40 GHS (3.44 USD) |
Bowling  | 15 NZD (8.78 USD) | 15 GHS (1.29 USD) |
Mini Golf  | 15 NZD (8.78 USD) | 10 GHS (0.86 USD) |
Video Games  | 60 NZD (35.11 USD) | 70 GHS (6.02 USD) |
Streaming Services  | 15 NZD (8.78 USD) | 40 GHS (3.44 USD) |
Outdoor Equipment Rental  | 25 NZD (14.63 USD) | 30 GHS (2.58 USD) |
Theme Park Annual Pass  | 250 NZD (146.27 USD) | 600 GHS (51.60 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 4.34 times more for entertainment, recreation and fun activities.
Indicators | New Zealand | Ghana |
|---|---|---|
Language Classes  | 1,200 NZD (702.12 USD) | 300 GHS (25.80 USD) |
Parenting Classes  | 200 NZD (117.02 USD) | 150 GHS (12.90 USD) |
Art Classes  | 25 NZD (14.63 USD) | 50 GHS (4.30 USD) |
Fitness Classes  | 20 NZD (11.70 USD) | 20 GHS (1.72 USD) |
Music Lessons  | 40 NZD (23.40 USD) | 60 GHS (5.16 USD) |
Dance Lessons  | 40 NZD (23.40 USD) | 80 GHS (6.88 USD) |
Reading Materials for Classes  | 15 NZD (8.78 USD) | 20 GHS (1.72 USD) |
Educational Software  | 300 NZD (175.53 USD) | 200 GHS (17.20 USD) |
If you lived in New Zealand, instead of Ghana, you would have to pay 14.23 times more for Private Classes.
Indicators | New Zealand | Ghana |
|---|---|---|
Average Gross Monthly Salary  | 6,000 NZD (3,510.60 USD) | 4,000 GHS (344 USD) |
Average Net Monthly Salary  | 4,500 NZD (2,632.95 USD) | 2,800 GHS (240.80 USD) |
Minimum Wages  | 100 NZD per hour (58.51 USD) | 60 GHS per hour (5.16 USD) |
Average Bonus  | 500 NZD (292.55 USD) | 400 GHS (34.40 USD) |
Income Tax Rate  | 0 to 15 % | 0 to 12.5 % |
Social Security Contributions  | 10 % | 6 % |
Pension Contributions  | 10 % | 5 % |
Cost of Living Index  | 85 | 50 |
Median Household Income  | 5,000 NZD (2,925.50 USD) | 7,000 GHS (602 USD) |
If you lived in New Zealand, you would earn 7.68 times more salary as compared to Ghana.
Indicators | New Zealand | Ghana |
|---|---|---|
Legal Consultation Per Hour Rate  | 150 NZD (87.76 USD) | 150 GHS (12.90 USD) |
Accounting Services Per Hour Rate  | 120 NZD (70.21 USD) | 120 GHS (10.32 USD) |
IT Support Services Per Hour Rate  | 100 NZD (58.51 USD) | 90 GHS (7.74 USD) |
Technician Services Per Hour Rate  | 80 NZD (46.81 USD) | 80 GHS (6.88 USD) |
Professional Services cost 6.96 times more in New Zealand, as compared to Ghana.
We hope you enjoyed the detailed guide on the cost of living comparsion between New Zealand and Ghana.
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