Published: Monday, 21th October 2024
The cost of living in Singapore is 3.11 times more expensive as compared to Montenegro.
On this page, you will find side-by-side cost comparison between Singapore and Montenegro. We have created 172 cost-of-living indicators. We average the prices of all those indicators and take a mathematically calculated approach to determine which country is more expensive to live in between Singapore and Montenegro.
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 Indicators  | Singapore  | Montenegro  |
|---|---|---|
1 BHK Apartment in City Center  | 3,500 SGD (2,555 USD) | 350 EUR (389.24 USD) |
2 BHK Apartment in City Center  | 6,000 SGD (4,380 USD) | 600 EUR (667.26 USD) |
3 BHK Apartment in City Center  | 9,000 SGD (6,570 USD) | 900 EUR (1,000.89 USD) |
1 BHK Apartment outside City Center  | 2,500 SGD (1,825 USD) | 250 EUR (278.03 USD) |
2 BHK Apartment outside City Center  | 4,000 SGD (2,920 USD) | 400 EUR (444.84 USD) |
3 BHK Apartment outside City Center  | 6,000 SGD (4,380 USD) | 600 EUR (667.26 USD) |
Mortgage Rates Per Month  | 1.5 % | 1.6 % |
Realtor Commission  | 2 % | 3 % |
Property Taxes  | 0.1 to 1.0 % | 0.1 to 1.0 % |
The average housing cost in Singapore is 6.56 times more expensive than Montenegro.
Indicators | Singapore | Montenegro |
|---|---|---|
Basic Home Furnishing  | 5,000 SGD (3,650 USD) | 2,000 EUR (2,224.20 USD) |
Electricity Cost Per Month  | 100 SGD (73 USD) | 80 EUR (88.97 USD) |
Heating Cost Per Month  | 50 SGD (36.50 USD) | 100 EUR (111.21 USD) |
Cooling Cost Per Month  | 100 SGD (73 USD) | 50 EUR (55.61 USD) |
Water Supply Cost Per Month  | 50 SGD (36.50 USD) | 30 EUR (33.36 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 53.94% more for Utilities.
The basic home furnishing in Singapore costs 1.64 times more compared to Montenegro.
Indicators | Singapore | Montenegro |
|---|---|---|
Standard Wifi Cost Per Month  | 70 SGD (51.10 USD) | 50 EUR (55.61 USD) |
Mobile Phone Basic Plan Cost Per Month  | 50 SGD (36.50 USD) | 30 EUR (33.36 USD) |
Landline Basic Plan Cost Per Month  | 30 SGD (21.90 USD) | 20 EUR (22.24 USD) |
Cable TV Basic Plan Cost Per Month  | 60 SGD (43.80 USD) | 40 EUR (44.48 USD) |
The internet and communication costs 1.54% less in Singapore compared to Montenegro.
Indicators | Singapore | Montenegro |
|---|---|---|
Long Grain Rice (1 KG)  | 4 SGD (2.92 USD) | 2.50 EUR (2.78 USD) |
Milk (1 Liter)  | 2.50 SGD (1.82 USD) | 1 EUR (1.11 USD) |
Water (1 Liter)  | 1.50 SGD (1.09 USD) | 0.80 EUR (0.89 USD) |
Bread (500 gm)  | 3 SGD (2.19 USD) | 1.50 EUR (1.67 USD) |
Eggs (1 Dozen)  | 4.50 SGD (3.29 USD) | 2.50 EUR (2.78 USD) |
Cheese (1 KG)  | 15 SGD (10.95 USD) | 5 EUR (5.56 USD) |
Chicken Breast (1 KG)  | 12 SGD (8.76 USD) | 8 EUR (8.90 USD) |
In Singapore, the cost of 1 Liter Water and 1 Liter Milk is 1.46 times more expensive than the cost in Montenegro.
If you lived in Singapore, instead of Montenegro, you would have to pay 30.97% more for Groceries.
Indicators | Singapore | Montenegro |
|---|---|---|
Apples (1 KG)  | 6 SGD (4.38 USD) | 2.50 EUR (2.78 USD) |
Bananas (1 KG)  | 3 SGD (2.19 USD) | 2 EUR (2.22 USD) |
Oranges (1 KG)  | 4 SGD (2.92 USD) | 2.50 EUR (2.78 USD) |
Tomatoes (1 KG)  | 5 SGD (3.65 USD) | 2.50 EUR (2.78 USD) |
Potatoes (1 KG)  | 3 SGD (2.19 USD) | 1.50 EUR (1.67 USD) |
Lemons (1 KG)  | 5 SGD (3.65 USD) | 3 EUR (3.34 USD) |
Onions (1 KG)  | 3 SGD (2.19 USD) | 1.50 EUR (1.67 USD) |
Lentils (1 KG)  | 4 SGD (2.92 USD) | 2.50 EUR (2.78 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 1.20 times more for Fruits and Vegetables.
Indicators | Singapore | Montenegro |
|---|---|---|
Meal at a Resonable Restaurant  | 10 SGD (7.30 USD) | 10 EUR (11.12 USD) |
Three-Course Meal for Two  | 120 SGD (87.60 USD) | 30 EUR (33.36 USD) |
Fast Food Combo Meal  | 8 SGD (5.84 USD) | 5 EUR (5.56 USD) |
Normal Coffee  | 5 SGD (3.65 USD) | 2 EUR (2.22 USD) |
Soft Drink  | 2.50 SGD (1.82 USD) | 1.50 EUR (1.67 USD) |
Pizza for One  | 25 SGD (18.25 USD) | 8 EUR (8.90 USD) |
Take-Out Delivery Meal  | 15 SGD (10.95 USD) | 8 EUR (8.90 USD) |
Cigarette Pack of 20  | 10 SGD (7.30 USD) | 4 EUR (4.45 USD) |
Dining-Out costs 87.34% more in Singapore compared to Montenegro.
Indicators | Singapore | Montenegro |
|---|---|---|
Wine Mid-Range Bottle  | 30 SGD (21.90 USD) | 7 EUR (7.78 USD) |
Glass of Wine  | 12 SGD (8.76 USD) | 3 EUR (3.34 USD) |
Domestic Beer Half Liter  | 3.50 SGD (2.55 USD) | 1.50 EUR (1.67 USD) |
Imported Beer Half Liter  | 5 SGD (3.65 USD) | 2.50 EUR (2.78 USD) |
Domestic Alcohol 1 Liter  | 20 SGD (14.60 USD) | 8 EUR (8.90 USD) |
Branded Alcohol 1 Liter  | 40 SGD (29.20 USD) | 20 EUR (22.24 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 1.73 times more for usual hard drinks.
Indicators | Singapore | Montenegro |
|---|---|---|
Monthly Public Transportation Pass  | 100 SGD (73 USD) | 30 EUR (33.36 USD) |
Single Public Transportation Ticket  | 2 SGD (1.46 USD) | 1 EUR (1.11 USD) |
Single Train Ticket  | 2.50 SGD (1.82 USD) | Yet to Update () |
Domestic Airplane Ticket  | 150 SGD (109.50 USD) | Yet to Update () |
Taxi Start Fare  | 3 SGD (2.19 USD) | 2 EUR (2.22 USD) |
Taxi Rate Per Kilometer  | 1 SGD (0.73 USD) | 1.50 EUR (1.67 USD) |
Car Rental Per Day  | 80 SGD (58.40 USD) | 30 EUR (33.36 USD) |
Parking Fees in City Center Per Hour  | 3 SGD (2.19 USD) | 1 EUR (1.11 USD) |
Parking Fees outside City Center Per Hour  | 2 SGD (1.46 USD) | 0.50 EUR (0.56 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 3.42 times more for transportation.
Indicators | Singapore | Montenegro |
|---|---|---|
Reasonable Vehicle Purchase Cost  | 50,000 SGD (36,500 USD) | 15,000 EUR (16,681.50 USD) |
Vehicle Registration Cost  | 200 SGD (146 USD) | 50 EUR (55.61 USD) |
Driving License Fees  | 50 SGD (36.50 USD) | 50 EUR (55.61 USD) |
Car Insurance Cost  | 150 SGD (109.50 USD) | 300 EUR (333.63 USD) |
Car Maintenance Cost  | 100 SGD (73 USD) | 200 EUR (222.42 USD) |
Car Loan Interest Rates  | 2.5 % | 6 % |
Fuel Per Liter  | 2 SGD (1.46 USD) | 1.40 EUR (1.56 USD) |
Fuel Per Gallon  | 7.60 SGD (5.55 USD) | 5.60 EUR (6.23 USD) |
Average Toll Fees  | 2 SGD 1.46 USD | Yet to Update |
You would have to pay 2.12 times more for Vehicle purchase, daily operation and maintenance in Singapore compared to that of Montenegro.
Indicators | Singapore | Montenegro |
|---|---|---|
Doctor Visit  | 70 SGD (51.10 USD) | 50 EUR (55.61 USD) |
Specialist Visit  | 150 SGD (109.50 USD) | 80 EUR (88.97 USD) |
Dentist Visit  | 80 SGD (58.40 USD) | 60 EUR (66.73 USD) |
Eye Exam  | 50 SGD (36.50 USD) | 30 EUR (33.36 USD) |
Mental Health Counseling  | 120 SGD (87.60 USD) | 60 EUR (66.73 USD) |
Preventive Health Screening  | 150 SGD (109.50 USD) | 30 EUR (33.36 USD) |
Physical Therapy  | 100 SGD (73 USD) | 50 EUR (55.61 USD) |
Emergency Room Visit  | 500 SGD (365 USD) | 200 EUR (222.42 USD) |
Hospital Stay Per Night  | 800 SGD (584 USD) | 150 EUR (166.82 USD) |
Vaccinations  | 100 SGD (73 USD) | 20 EUR (22.24 USD) |
Prescription Medication  | 25 SGD (18.25 USD) | 20 EUR (22.24 USD) |
Over the Counter Medication  | 10 SGD (7.30 USD) | 10 EUR (11.12 USD) |
Health Insurance Premiums  | 300 SGD (219 USD) | 100 EUR (111.21 USD) |
Health Insurance Deductibles  | 500 SGD (365 USD) | 50 EUR (55.61 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 2.13 times more for Health and Medical Treatment.
Indicators | Singapore | Montenegro |
|---|---|---|
Cosmetic Procedures  | 300 SGD (219 USD) | 200 EUR (222.42 USD) |
Spa Treatment  | 150 SGD (109.50 USD) | 80 EUR (88.97 USD) |
Manicure Pedicure Cost  | 60 SGD (43.80 USD) | 20 EUR (22.24 USD) |
Optical Glasses Cost  | 200 SGD (146 USD) | 80 EUR (88.97 USD) |
Contact Lenses Cost  | 100 SGD (73 USD) | 30 EUR (33.36 USD) |
Haircuts  | 30 SGD (21.90 USD) | 10 EUR (11.12 USD) |
Hair Coloring  | 100 SGD (73 USD) | 30 EUR (33.36 USD) |
Shampoo Price  | 8 SGD (5.84 USD) | 3 EUR (3.34 USD) |
Toothpaste Price  | 5 SGD (3.65 USD) | 2 EUR (2.22 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 1.37 times more for Personal Care Items and Treatment.
Indicators | Singapore | Montenegro |
|---|---|---|
Pair of Nike Running Shoes  | 150 SGD (109.50 USD) | 80 EUR (88.97 USD) |
Men's Shirt  | 60 SGD (43.80 USD) | 40 EUR (44.48 USD) |
Women's Dress  | 100 SGD (73 USD) | 60 EUR (66.73 USD) |
Summer Dress  | 80 SGD (58.40 USD) | 40 EUR (44.48 USD) |
Men's Suit  | 500 SGD (365 USD) | 200 EUR (222.42 USD) |
Men's Jeans  | 80 SGD (58.40 USD) | 60 EUR (66.73 USD) |
Women's Jeans  | 80 SGD (58.40 USD) | 60 EUR (66.73 USD) |
Men's Formal Shoes  | 200 SGD (146 USD) | 80 EUR (88.97 USD) |
Women's Formal Shoes  | 150 SGD (109.50 USD) | 80 EUR (88.97 USD) |
Men's Casual Shoes  | 120 SGD (87.60 USD) | 60 EUR (66.73 USD) |
Women's Casual Shoes  | 100 SGD (73 USD) | 60 EUR (66.73 USD) |
Underwear For Men  | 20 SGD (14.60 USD) | 10 EUR (11.12 USD) |
Underwear For Women  | 20 SGD (14.60 USD) | 15 EUR (16.68 USD) |
Socks For Men  | 10 SGD (7.30 USD) | 5 EUR (5.56 USD) |
Socks For Women  | 10 SGD (7.30 USD) | 5 EUR (5.56 USD) |
Wintercoat for Adults  | 200 SGD (146 USD) | 100 EUR (111.21 USD) |
Sportswear  | 80 SGD (58.40 USD) | 50 EUR (55.61 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 1.28 times more for Clothing and Footwear for Adults.
Indicators | Singapore | Montenegro |
|---|---|---|
Children's Jeans  | 40 SGD (29.20 USD) | 30 EUR (33.36 USD) |
Children's Normal Sneakers  | 60 SGD (43.80 USD) | 40 EUR (44.48 USD) |
Children's Winter Coat  | 100 SGD (73 USD) | 60 EUR (66.73 USD) |
Daycare for Infant  | 1,200 SGD (876 USD) | 200 EUR (222.42 USD) |
Daycare for Toddler  | 1,000 SGD (730 USD) | 150 EUR (166.82 USD) |
Childcare for Sick Days  | 80 SGD (58.40 USD) | 30 EUR (33.36 USD) |
Early Childhood Education Programs  | 800 SGD (584 USD) | 150 EUR (166.82 USD) |
Extra Curricular Activities  | 150 SGD (109.50 USD) | 50 EUR (55.61 USD) |
Summer Camp for Kids  | 1,000 SGD (730 USD) | 200 EUR (222.42 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 3.20 times more for Childcare and kids clothing.
Indicators | Singapore | Montenegro |
|---|---|---|
PreSchool Fees  | 1,500 SGD (1,095 USD) | 250 EUR (278.03 USD) |
Primary School Fees  | 3,000 SGD (2,190 USD) | 400 EUR (444.84 USD) |
Secondary School Fees  | 5,000 SGD (3,650 USD) | 500 EUR (556.05 USD) |
Private School Fees  | 10,000 SGD (7,300 USD) | 800 EUR (889.68 USD) |
University Tuition Fees  | 15,000 SGD (10,950 USD) | 2,000 EUR (2,224.20 USD) |
University Private Tuition Fees  | 25,000 SGD (18,250 USD) | 4,000 EUR (4,448.40 USD) |
After School Activities  | 200 SGD (146 USD) | 50 EUR (55.61 USD) |
Special Education Services  | 300 SGD (219 USD) | 200 EUR (222.42 USD) |
Tutoring  | 100 SGD (73 USD) | 30 EUR (33.36 USD) |
Textbooks Cost  | 150 SGD (109.50 USD) | 20 EUR (22.24 USD) |
School Supplies  | 100 SGD (73 USD) | 10 EUR (11.12 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 4.80 times more for school and education.
Indicators | Singapore | Montenegro |
|---|---|---|
Movie Ticket (Single)  | 12 SGD (8.76 USD) | 8 EUR (8.90 USD) |
Theater Ticket (Single)  | 50 SGD (36.50 USD) | 20 EUR (22.24 USD) |
Concert Ticket (Single)  | 100 SGD (73 USD) | 25 EUR (27.80 USD) |
Sports Event Ticket (Single)  | 80 SGD (58.40 USD) | 20 EUR (22.24 USD) |
Gym Membership  | 100 SGD (73 USD) | 30 EUR (33.36 USD) |
Swimming Pool Access  | 20 SGD (14.60 USD) | 20 EUR (22.24 USD) |
Museum Entry Ticket  | 15 SGD (10.95 USD) | 5 EUR (5.56 USD) |
Zoo Entry Ticket  | 30 SGD (21.90 USD) | 10 EUR (11.12 USD) |
Amusement Park Entry Ticket  | 60 SGD (43.80 USD) | 15 EUR (16.68 USD) |
Bowling  | 20 SGD (14.60 USD) | 10 EUR (11.12 USD) |
Mini Golf  | 10 SGD (7.30 USD) | 8 EUR (8.90 USD) |
Video Games  | 60 SGD (43.80 USD) | 30 EUR (33.36 USD) |
Streaming Services  | 15 SGD (10.95 USD) | 10 EUR (11.12 USD) |
Outdoor Equipment Rental  | 50 SGD (36.50 USD) | 15 EUR (16.68 USD) |
Theme Park Annual Pass  | 200 SGD (146 USD) | 300 EUR (333.63 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 1.03 times more for entertainment, recreation and fun activities.
Indicators | Singapore | Montenegro |
|---|---|---|
Language Classes  | 200 SGD (146 USD) | 100 EUR (111.21 USD) |
Parenting Classes  | 100 SGD (73 USD) | 50 EUR (55.61 USD) |
Art Classes  | 40 SGD (29.20 USD) | 20 EUR (22.24 USD) |
Fitness Classes  | 25 SGD (18.25 USD) | 10 EUR (11.12 USD) |
Music Lessons  | 50 SGD (36.50 USD) | 30 EUR (33.36 USD) |
Dance Lessons  | 60 SGD (43.80 USD) | 30 EUR (33.36 USD) |
Reading Materials for Classes  | 10 SGD (7.30 USD) | 5 EUR (5.56 USD) |
Educational Software  | 50 SGD (36.50 USD) | 50 EUR (55.61 USD) |
If you lived in Singapore, instead of Montenegro, you would have to pay 1.19 times more for Private Classes.
Indicators | Singapore | Montenegro |
|---|---|---|
Average Gross Monthly Salary  | 5,000 SGD (3,650 USD) | 1,000 EUR (1,112.10 USD) |
Average Net Monthly Salary  | 4,000 SGD (2,920 USD) | 700 EUR (778.47 USD) |
Minimum Wages  | 50 SGD per hour (36.50 USD) | 13.33 EUR per hour (14.83 USD) |
Average Bonus  | 1,000 SGD (730 USD) | 200 EUR (222.42 USD) |
Income Tax Rate  | 0 to 8 % | 0 to 21 % |
Social Security Contributions  | 20 % | 20 % |
Pension Contributions  | 5 % | 20 % |
Cost of Living Index  | 80 | 50 |
Median Household Income  | 4,500 SGD (3,285 USD) | 1,200 EUR (1,334.52 USD) |
If you lived in Singapore, you would earn 3.07 times more salary as compared to Montenegro.
Indicators | Singapore | Montenegro |
|---|---|---|
Legal Consultation Per Hour Rate  | 300 SGD (219 USD) | 20 EUR (22.24 USD) |
Accounting Services Per Hour Rate  | 250 SGD (182.50 USD) | 15 EUR (16.68 USD) |
IT Support Services Per Hour Rate  | 200 SGD (146 USD) | 12 EUR (13.35 USD) |
Technician Services Per Hour Rate  | 150 SGD (109.50 USD) | 10 EUR (11.12 USD) |
Professional Services cost 10.36 times more in Singapore, as compared to Montenegro.
We hope you enjoyed the detailed guide on the cost of living comparsion between Singapore and Montenegro.
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