Published: Monday, 21th October 2024
The cost of living in Zambia is 2.79 times less expensive as compared to Bosnia and Herzegovina.
On this page, you will find side-by-side cost comparison between Zambia and Bosnia and Herzegovina. We have created 172 cost-of-living indicators. We average the prices of all those indicators and take a mathematically calculated approach to determine which country is more expensive to live in between Zambia and Bosnia and Herzegovina.
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 Indicators  | Zambia  | Bosnia and Herzegovina  |
|---|---|---|
1 BHK Apartment in City Center  | 7,000 ZMW (322 USD) | 389.66 BAM (210.42 USD) |
2 BHK Apartment in City Center  | 12,000 ZMW (552 USD) | 645 BAM (348.30 USD) |
3 BHK Apartment in City Center  | 18,000 ZMW (828 USD) | 1,109 BAM (598.86 USD) |
1 BHK Apartment outside City Center  | 4,500 ZMW (207 USD) | 289.70 BAM (156.44 USD) |
2 BHK Apartment outside City Center  | 8,000 ZMW (368 USD) | 459 BAM (247.86 USD) |
3 BHK Apartment outside City Center  | 12,000 ZMW (552 USD) | 643 BAM (347.22 USD) |
Mortgage Rates Per Month  | 8 % | 4.11 % |
Realtor Commission  | 3 % | 5 % |
Property Taxes  | 0.1 to 0.3 % | Yet to Update |
The average housing cost in Zambia is 1.46 times more expensive than Bosnia and Herzegovina.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Basic Home Furnishing  | 15,000 ZMW (690 USD) | 1,000 BAM (540 USD) |
Electricity Cost Per Month  | 400 ZMW (18.40 USD) | 50 BAM (27 USD) |
Heating Cost Per Month  | 300 ZMW (13.80 USD) | 150 BAM (81 USD) |
Cooling Cost Per Month  | 200 ZMW (9.20 USD) | 50 BAM (27 USD) |
Water Supply Cost Per Month  | 250 ZMW (11.50 USD) | 20 BAM (10.80 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 8.33% more for Utilities.
The basic home furnishing in Zambia costs 1.28 times more compared to Bosnia and Herzegovina.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Standard Wifi Cost Per Month  | 600 ZMW (27.60 USD) | 44 BAM (23.76 USD) |
Mobile Phone Basic Plan Cost Per Month  | 300 ZMW (13.80 USD) | 20 BAM (10.80 USD) |
Landline Basic Plan Cost Per Month  | 200 ZMW (9.20 USD) | 15 BAM (8.10 USD) |
Cable TV Basic Plan Cost Per Month  | 500 ZMW (23 USD) | 25 BAM (13.50 USD) |
The internet and communication costs 31.05% more in Zambia compared to Bosnia and Herzegovina.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Long Grain Rice (1 KG)  | 35 ZMW (1.61 USD) | 2.50 BAM (1.35 USD) |
Milk (1 Liter)  | 15 ZMW (0.69 USD) | 2.23 BAM (1.20 USD) |
Water (1 Liter)  | 10 ZMW (0.46 USD) | 1.70 BAM (0.92 USD) |
Bread (500 gm)  | 10 ZMW (0.46 USD) | 1.65 BAM (0.89 USD) |
Eggs (1 Dozen)  | 25 ZMW (1.15 USD) | 5.17 BAM (2.79 USD) |
Cheese (1 KG)  | 80 ZMW (3.68 USD) | 11 BAM (5.94 USD) |
Chicken Breast (1 KG)  | 60 ZMW (2.76 USD) | 5.58 BAM (3.01 USD) |
In Zambia, the cost of 1 Liter Water and 1 Liter Milk is 1.85 times less expensive than the cost in Bosnia and Herzegovina.
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 32.89% less for Groceries.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Apples (1 KG)  | 50 ZMW (2.30 USD) | 2.29 BAM (1.24 USD) |
Bananas (1 KG)  | 25 ZMW (1.15 USD) | 1.25 BAM (0.68 USD) |
Oranges (1 KG)  | 30 ZMW (1.38 USD) | 1.20 BAM (0.65 USD) |
Tomatoes (1 KG)  | 20 ZMW (0.92 USD) | 3.31 BAM (1.79 USD) |
Potatoes (1 KG)  | 15 ZMW (0.69 USD) | 1.58 BAM (0.85 USD) |
Lemons (1 KG)  | 50 ZMW (2.30 USD) | 3 BAM (1.62 USD) |
Onions (1 KG)  | 25 ZMW (1.15 USD) | 0.71 BAM (0.38 USD) |
Lentils (1 KG)  | 40 ZMW (1.84 USD) | 3 BAM (1.62 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 1.33 times more for Fruits and Vegetables.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Meal at a Resonable Restaurant  | 70 ZMW (3.22 USD) | 9.79 BAM (5.29 USD) |
Three-Course Meal for Two  | 300 ZMW (13.80 USD) | 50 BAM (27 USD) |
Fast Food Combo Meal  | 40 ZMW (1.84 USD) | 8.45 BAM (4.56 USD) |
Normal Coffee  | 20 ZMW (0.92 USD) | 2.34 BAM (1.26 USD) |
Soft Drink  | 10 ZMW (0.46 USD) | 2.61 BAM (1.41 USD) |
Pizza for One  | 100 ZMW (4.60 USD) | 8 BAM (4.32 USD) |
Take-Out Delivery Meal  | 60 ZMW (2.76 USD) | 10 BAM (5.40 USD) |
Cigarette Pack of 20  | 30 ZMW (1.38 USD) | 6.08 BAM (3.28 USD) |
Dining-Out costs 44.83% less in Zambia compared to Bosnia and Herzegovina.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Wine Mid-Range Bottle  | 200 ZMW (9.20 USD) | 17 BAM (9.18 USD) |
Glass of Wine  | 100 ZMW (4.60 USD) | 5 BAM (2.70 USD) |
Domestic Beer Half Liter  | 20 ZMW (0.92 USD) | 1.65 BAM (0.89 USD) |
Imported Beer Half Liter  | 30 ZMW (1.38 USD) | 2.86 BAM (1.54 USD) |
Domestic Alcohol 1 Liter  | 120 ZMW (5.52 USD) | 20 BAM (10.80 USD) |
Branded Alcohol 1 Liter  | 200 ZMW (9.20 USD) | 30 BAM (16.20 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 1.34 times less for usual hard drinks.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Monthly Public Transportation Pass  | 300 ZMW (13.80 USD) | 59.33 BAM (32.04 USD) |
Single Public Transportation Ticket  | 10 ZMW (0.46 USD) | 1.50 BAM (0.81 USD) |
Single Train Ticket  | Yet to Update () | 5 BAM (2.70 USD) |
Domestic Airplane Ticket  | 1,500 ZMW (69 USD) | 100 BAM (54 USD) |
Taxi Start Fare  | 20 ZMW (0.92 USD) | 2 BAM (1.08 USD) |
Taxi Rate Per Kilometer  | 5 ZMW (0.23 USD) | 3 BAM (1.62 USD) |
Car Rental Per Day  | 400 ZMW (18.40 USD) | 50 BAM (27 USD) |
Parking Fees in City Center Per Hour  | 10 ZMW (0.46 USD) | 2 BAM (1.08 USD) |
Parking Fees outside City Center Per Hour  | 5 ZMW (0.23 USD) | 1 BAM (0.54 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 1.17 times less for transportation.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Reasonable Vehicle Purchase Cost  | 100,000 ZMW (4,600 USD) | 42,377.19 BAM (22,883.68 USD) |
Vehicle Registration Cost  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
Driving License Fees  | 200 ZMW (9.20 USD) | 100 BAM (54 USD) |
Car Insurance Cost  | 1,000 ZMW (46 USD) | 400 BAM (216 USD) |
Car Maintenance Cost  | 400 ZMW (18.40 USD) | 200 BAM (108 USD) |
Car Loan Interest Rates  | 8 % | 4 % |
Fuel Per Liter  | 15 ZMW (0.69 USD) | 2.92 BAM (1.58 USD) |
Fuel Per Gallon  | 60 ZMW (2.76 USD) | 9.90 BAM (5.35 USD) |
Average Toll Fees  | Yet to Update | 5 BAM 2.70 USD |
You would have to pay 4.96 times less for Vehicle purchase, daily operation and maintenance in Zambia compared to that of Bosnia and Herzegovina.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Doctor Visit  | 200 ZMW (9.20 USD) | 20 BAM (10.80 USD) |
Specialist Visit  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
Dentist Visit  | 300 ZMW (13.80 USD) | 30 BAM (16.20 USD) |
Eye Exam  | 100 ZMW (4.60 USD) | 25 BAM (13.50 USD) |
Mental Health Counseling  | 300 ZMW (13.80 USD) | 50 BAM (27 USD) |
Preventive Health Screening  | 100 ZMW (4.60 USD) | 50 BAM (27 USD) |
Physical Therapy  | 200 ZMW (9.20 USD) | 50 BAM (27 USD) |
Emergency Room Visit  | 1,000 ZMW (46 USD) | 100 BAM (54 USD) |
Hospital Stay Per Night  | 800 ZMW (36.80 USD) | 200 BAM (108 USD) |
Vaccinations  | 100 ZMW (4.60 USD) | 30 BAM (16.20 USD) |
Prescription Medication  | 50 ZMW (2.30 USD) | 10 BAM (5.40 USD) |
Over the Counter Medication  | 20 ZMW (0.92 USD) | 5 BAM (2.70 USD) |
Health Insurance Premiums  | 1,000 ZMW (46 USD) | 100 BAM (54 USD) |
Health Insurance Deductibles  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 1.75 times less for Health and Medical Treatment.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Cosmetic Procedures  | 1,000 ZMW (46 USD) | 200 BAM (108 USD) |
Spa Treatment  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
Manicure Pedicure Cost  | 100 ZMW (4.60 USD) | 20 BAM (10.80 USD) |
Optical Glasses Cost  | 200 ZMW (9.20 USD) | 100 BAM (54 USD) |
Contact Lenses Cost  | 150 ZMW (6.90 USD) | 50 BAM (27 USD) |
Haircuts  | 50 ZMW (2.30 USD) | 10 BAM (5.40 USD) |
Hair Coloring  | 150 ZMW (6.90 USD) | 20 BAM (10.80 USD) |
Shampoo Price  | 30 ZMW (1.38 USD) | 5 BAM (2.70 USD) |
Toothpaste Price  | 10 ZMW (0.46 USD) | 3 BAM (1.62 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 2.46 times less for Personal Care Items and Treatment.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Pair of Nike Running Shoes  | 700 ZMW (32.20 USD) | 178 BAM (96.12 USD) |
Men's Shirt  | 150 ZMW (6.90 USD) | 50 BAM (27 USD) |
Women's Dress  | 500 ZMW (23 USD) | 70 BAM (37.80 USD) |
Summer Dress  | 300 ZMW (13.80 USD) | 50 BAM (27 USD) |
Men's Suit  | 2,000 ZMW (92 USD) | 300 BAM (162 USD) |
Men's Jeans  | 300 ZMW (13.80 USD) | 144 BAM (77.76 USD) |
Women's Jeans  | 300 ZMW (13.80 USD) | 100 BAM (54 USD) |
Men's Formal Shoes  | 500 ZMW (23 USD) | 144 BAM (77.76 USD) |
Women's Formal Shoes  | 500 ZMW (23 USD) | 100 BAM (54 USD) |
Men's Casual Shoes  | 400 ZMW (18.40 USD) | 100 BAM (54 USD) |
Women's Casual Shoes  | 400 ZMW (18.40 USD) | 80 BAM (43.20 USD) |
Underwear For Men  | 50 ZMW (2.30 USD) | 10 BAM (5.40 USD) |
Underwear For Women  | 50 ZMW (2.30 USD) | 10 BAM (5.40 USD) |
Socks For Men  | 20 ZMW (0.92 USD) | 5 BAM (2.70 USD) |
Socks For Women  | 20 ZMW (0.92 USD) | 5 BAM (2.70 USD) |
Wintercoat for Adults  | 500 ZMW (23 USD) | 200 BAM (108 USD) |
Sportswear  | 300 ZMW (13.80 USD) | 80 BAM (43.20 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 2.73 times less for Clothing and Footwear for Adults.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Children's Jeans  | 150 ZMW (6.90 USD) | 60 BAM (32.40 USD) |
Children's Normal Sneakers  | 200 ZMW (9.20 USD) | 80 BAM (43.20 USD) |
Children's Winter Coat  | 300 ZMW (13.80 USD) | 100 BAM (54 USD) |
Daycare for Infant  | 1,500 ZMW (69 USD) | 275.19 BAM (148.60 USD) |
Daycare for Toddler  | 2,000 ZMW (92 USD) | 275.19 BAM (148.60 USD) |
Childcare for Sick Days  | 500 ZMW (23 USD) | 100 BAM (54 USD) |
Early Childhood Education Programs  | 800 ZMW (36.80 USD) | 200 BAM (108 USD) |
Extra Curricular Activities  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
Summer Camp for Kids  | 1,000 ZMW (46 USD) | 200 BAM (108 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 2.26 times less for Childcare and kids clothing.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
PreSchool Fees  | 2,500 ZMW (115 USD) | 275.19 BAM (148.60 USD) |
Primary School Fees  | 5,000 ZMW (230 USD) | 2,000 BAM (1,080 USD) |
Secondary School Fees  | 7,000 ZMW (322 USD) | 3,000 BAM (1,620 USD) |
Private School Fees  | 10,000 ZMW (460 USD) | 4,000 BAM (2,160 USD) |
University Tuition Fees  | 25,000 ZMW (1,150 USD) | 3,000 BAM (1,620 USD) |
University Private Tuition Fees  | 35,000 ZMW (1,610 USD) | 5,000 BAM (2,700 USD) |
After School Activities  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
Special Education Services  | 800 ZMW (36.80 USD) | 300 BAM (162 USD) |
Tutoring  | 200 ZMW (9.20 USD) | 20 BAM (10.80 USD) |
Textbooks Cost  | 200 ZMW (9.20 USD) | 100 BAM (54 USD) |
School Supplies  | 100 ZMW (4.60 USD) | 50 BAM (27 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 2.42 times less for school and education.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Movie Ticket (Single)  | 50 ZMW (2.30 USD) | 7.38 BAM (3.99 USD) |
Theater Ticket (Single)  | 100 ZMW (4.60 USD) | 20 BAM (10.80 USD) |
Concert Ticket (Single)  | 150 ZMW (6.90 USD) | 30 BAM (16.20 USD) |
Sports Event Ticket (Single)  | 100 ZMW (4.60 USD) | 15 BAM (8.10 USD) |
Gym Membership  | 400 ZMW (18.40 USD) | 44.42 BAM (23.99 USD) |
Swimming Pool Access  | 150 ZMW (6.90 USD) | 20 BAM (10.80 USD) |
Museum Entry Ticket  | 50 ZMW (2.30 USD) | 5 BAM (2.70 USD) |
Zoo Entry Ticket  | 30 ZMW (1.38 USD) | 5 BAM (2.70 USD) |
Amusement Park Entry Ticket  | 100 ZMW (4.60 USD) | 10 BAM (5.40 USD) |
Bowling  | 80 ZMW (3.68 USD) | 10 BAM (5.40 USD) |
Mini Golf  | 50 ZMW (2.30 USD) | 10 BAM (5.40 USD) |
Video Games  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
Streaming Services  | 200 ZMW (9.20 USD) | 10 BAM (5.40 USD) |
Outdoor Equipment Rental  | 80 ZMW (3.68 USD) | 20 BAM (10.80 USD) |
Theme Park Annual Pass  | 1,000 ZMW (46 USD) | 100 BAM (54 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 1.38 times less for entertainment, recreation and fun activities.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Language Classes  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
Parenting Classes  | 500 ZMW (23 USD) | 50 BAM (27 USD) |
Art Classes  | 100 ZMW (4.60 USD) | 20 BAM (10.80 USD) |
Fitness Classes  | 60 ZMW (2.76 USD) | 15 BAM (8.10 USD) |
Music Lessons  | 200 ZMW (9.20 USD) | 20 BAM (10.80 USD) |
Dance Lessons  | 200 ZMW (9.20 USD) | 20 BAM (10.80 USD) |
Reading Materials for Classes  | 50 ZMW (2.30 USD) | 10 BAM (5.40 USD) |
Educational Software  | 400 ZMW (18.40 USD) | 100 BAM (54 USD) |
If you lived in Zambia, instead of Bosnia and Herzegovina, you would have to pay 1.66 times less for Private Classes.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Average Gross Monthly Salary  | 7,000 ZMW (322 USD) | 1,500 BAM (810 USD) |
Average Net Monthly Salary  | 5,000 ZMW (230 USD) | 1,000 BAM (540 USD) |
Minimum Wages  | 100 ZMW per hour (4.60 USD) | 15 BAM per hour (8.10 USD) |
Average Bonus  | 1,000 ZMW (46 USD) | 100 BAM (54 USD) |
Income Tax Rate  | 0 to 16 % | 0 to 17 % |
Social Security Contributions  | 5 % | 17 % |
Pension Contributions  | 5 % | 6 % |
Cost of Living Index  | 40 | 40 |
Median Household Income  | 6,000 ZMW (276 USD) | 2,000 BAM (1,080 USD) |
If you lived in Zambia, you would earn 2.84 times less salary as compared to Bosnia and Herzegovina.
Indicators | Zambia | Bosnia and Herzegovina |
|---|---|---|
Legal Consultation Per Hour Rate  | 300 ZMW (13.80 USD) | 50 BAM (27 USD) |
Accounting Services Per Hour Rate  | 250 ZMW (11.50 USD) | 30 BAM (16.20 USD) |
IT Support Services Per Hour Rate  | 200 ZMW (9.20 USD) | 40 BAM (21.60 USD) |
Technician Services Per Hour Rate  | 250 ZMW (11.50 USD) | 30 BAM (16.20 USD) |
Professional Services cost 1.76 times less in Zambia, as compared to Bosnia and Herzegovina.
We hope you enjoyed the detailed guide on the cost of living comparsion between Zambia and Bosnia and Herzegovina.
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